根据下面某客户的个人资产负债表,完成以下各题:客户:王先生日期:2006年12月31日资产金额(元)负债与净资产金额(元)金融资产负债20000现金及现金等价物信用卡透支5000现金5000住房贷款50000活期存款10000负债总计75000货币市场基金15000现金及现金等价物小计30000其他金融资产净资产2355000股票740000其他基金投资150000保险理财产品10000其他金融资产小计900000实物资产自住房900000投资的房地产600000机动车实物资产小计1500000资产总计2430000负债与净资产总计2430000 理财规划师在为客户制订投资规划的时候,主要应对以下几个指标进行分析 从王先生的个人资产负债表中,可以得出他的清偿比率是:( )。
A. 97.94%
B. 99.18%
C. 96.91%
D. 98.98%
This has exposed the Convention to proposals to adopt a number of false solutions which perpetuate biodiversity destruction, climate change and erosion of people’s rights, especially those of women, indigenous peoples and local communities. Healthy ecosystems and biodiversity are vital for regulating the climate. False climate solutions which harm biodiversity, communities and ecosystems will further destabilise the climate. They also result in the displacement of, and the loss of rights of indigenous peoples and local communities. We are already witnessing such severe impacts, as the result of false solutions which are currently being implemented on a large scale: Agrofuel (also called biofuel) crops, and industrial tree plantations, which U. N. bodies falsely refer to as "afforestation and reforestation". To make matters worse, certification schemes, standards and criteria falsely promote these damaging activities as being "environmentally sustainable". A range of other false solutions have also been proposed and some of them are already beginning to be implemented. These also threaten to have grave impacts on biodiversity, climate stability and the rights of people. They do not address the root causes of climate change but have the potential to worsen the crisis, and include. GE trees for industrial tree plantations that will be used as agrofuels and "carbon sinks" ; Ocean- "fertilisation" ( for example dumping iron particles in the sea) Carbon Capture and Storage (CCS); This includes fossil fuel combustion with CCS and bioenergy with CCS; Soil carbon sequestration schemes linked to industrial agriculture. Corporations are also promoting false solutions for climate change adaptation. Those include genetic engineering, using patented genes to induce resistance in crops to drought, salinity and extreme temperatures. At a time when rampant free market capitalism has led to financial crisis, with skyrocketing oil and food prices, market based "innovative" financial mechanisms are still being promoted to commodity nature including, carbon trading, carbon offsets, payments for environmental services, REDD, and biodiversity offsets. These "solutions" are more likely to endanger biodiversity, climate and communities. Such false solutions are really for the benefit of corporations. The real agenda behind this is to increase corporate control over land, forests, water, agriculture and biodiversity, using climate change and the biodiversity crisis as an opportunity to further these objectives. This is a new 21st century phase of colonialism. These false solutions are facilitated by false definitions and language. For example, tree plantations are referred to as "forests" and intensive industrial agriculture is Called a "Green Revolution". We call on the international negotiators and representatives of the different sectors and NGOs at CBD COP9 to oppose any intent to water down the Convention and perpetuate corporate interests. They must reject GE trees, industrial agrofuels and plantations, carbon trading and offsets; ocean fertilization, climate ready genes, another destructive "Green Revolution" and any other false solution that ignores and harms community rights, including those of indigenous peoples, degrades ecosystems, and constitutes a threat to biodiversity and climate. Which of the following is NOT a false solution
Agrofuel crops.
B. GE plants.
C. Ocean-fertilization.
D. Certification schemes.
What we know of prenatal development makes all this attempt made by a mother to mold the character of her unborn child by studying poetry, art, or mathematics during pregnancy seem utterly impossible. How could such extremely complex influences pass from the mother to the child There is no connection between their nervous systems. Even the blood vessels of mother and child do not join directly. An emotional shock to the mother will affect her child, because it changes the activity of her glands and so the chemistry of her blood. Any chemical change in the mother’s blood will affect the child for better or worse. But we can not see how a looking for mathematics or poetic genius can be dissolved in blood and produce a similar liking or genius in the child. In our discussion of instincts we saw that there was reason to believe that whatever we inherit must be of some very simple sort rather than any complicated or very definite kind of behavior. It is certain that no one inherits a knowledge of mathematics. It may be, however, that children inherit more or less of a rather general ability that we may call intelligence. If very intelligent children become deeply interested in mathematics, they will probably make a success of that study. As for musical ability, it may be that what is inherited is an especially sensitive ear, a peculiar structure of the hands or the vocal organs connections between nerves and muscles that make it comparatively easy to learn the movements a musician must execute, and particularly vigorous emotions. If these factors are all organized around music, the child may become a musician. The same factors, in other circumstance might be organized about some other center of interest. The rich emotional equipment might find expression in poetry. The capable fingers might develop skill in surgery. It is not the knowledge of music that is inherited, then nor even the love of it, but a certain bodily structure that makes it comparatively easy to acquire musical knowledge and skill. Whether that ability shall be directed toward music or some other undertaking may be decided entirely by forces in the environment in which a child grows up. According to the passage, a child can NOT inherit ______.
A. capable fingers
B. a sensitive ear
C. a rather general ability called intelligence
D. her mother’s musical ability