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某全民所有制企业因资不抵债，拟向法院申请破产，聘请律师代理破产中的法律事务。律师经过一段时间工作后掌握了如下情况：①该企业系在省工商行政管理局注册登记的工业企业；②该企业的债权人之一甲公司因追索150万元贷款而在一个月前起诉该企业，此案尚在审理中；③该企业欠当地工商行贷款1200万元，贷款时曾提供该企业的一套进口成套设备作抵押，该套设备现值800万元；④该企业曾为乙公司将在当地建设银行一笔300万元的贷款作为保证人，现乙公司对该笔贷款未予偿还；⑤该企业资不抵债已达3 500万元。 问：(1)该企业如申请破产，应由哪级人民法院受理 (2)向人民法院申请破产时，律师需准备向法院提交哪些材料
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课外校外教育的组织形式有（）活动、（）活动、个人活动．
Thirty-one million Americans are over 60 years of age, and twenty-nine million of them are healthy, busy, productive citizens. By the year 2030, one in every five people in the United States will be over 60. people are members of the fastest-growing minority in this country. Many call this the "graying of America". In 1973, a group called the "Gray Panthers" was organized. This group is made up of young and old citizens. They are trying to deal with the special problems of growing old in America. The Gray Panthers know that many elderly people have health problems; some cannot walk well, others cannot see or hear well. Some have financial problems; prices are going up so fast that the elderly can’’t afford the food, clothing, and housing they need. Some old people are afraid and have safety problems. Others have emotional problems. Many elderly are lonely because of the death of a husband or a wife. The Gray Panthers know another fact, too. Elderly people want to be as independent as possible. So, the Gray Panthers are looking for ways to solve the special problems of the elderly. The president of the Gray Panthers is Maggie Kuhn, an active woman in her late 70s. She travels across the United States, educating both young and old about the concerns of elders. One of the problems she talks about is where and how elders live. She says that Americans do not encourage elders to live with younger people. As far as Maggie Kuhn is concerned, only elders who need constant medical care should be in nursing homes. Maggie Kuhn knows that elders need education, too. She spends lots of time talking to groups of older Americans. She encourages them to continue to live in their own houses if it is possible. She also tells them that it is important to live with younger people and to have children around them. This helps elders to stay young at heart. Nursing homes_____.
Got a pen handy To best estimate your start-up costs, you’ll need to make a list and the more detailed the better. A smart (62) to start is to brainstorm everything you’ll need, from tangible (有形的) goods ( (63) inventory, equipment and fixtures) to professional services (such as remodeling, advertising and legal work). Then, start (64) how much you’ll need to pay for all those goods and services. Some of the expenses (65) during the start-up phase will be one-time costs, such as the fee for printing up your brochures, creating your LLC or acquiring a permit, (66) others will be ongoing, such as rent, insurance or employees’ salaries. In (67) , it’s best to use a two-step process. First, (68) an estimate of one-time costs needed to get your doors open, and then develop an operating (69) for the first six months or even the first year of the business. If you’re still having trouble (70) out how much money you need, do research (71) other companies in your industry and region of the country. Talk to their owners about (72) they figured out start-up costs and ask (73) about expenses they forgot. The SBA offers free (74) through its Small Business Development Centers and its (75) , SCORE. You can also seek advice from an accountant or attorney (76) to dealing with small businesses. When in (77) about your projections, you should always err (犯错误) on the side of overestimating your up-front investment cost and (78) sales. Eric van Merkensteijn, a University of Pennsylvania business professor who left (79) in the late 1990s to open a restaurant in Philadelphia, offers this advice: Figure out your start-up costs, then (80) that number. Then double it again. Only then will you have a(n) (81) number, says the professor, who closed the business in 2004 and returned to campus.
Since we are social beings, the quality of our lives depends in large measure on our interpersonal relationships. One strength of the human condition is our tendency to give and receive support from one another under stressful circumstances. Social support consists of the exchange of resources among people based on their interpersonal ties. Those of us with strong support systems appear better able to cope with major life changes and daily hassles (困难). People with strong social ties live longer and have better health than those without such ties. Studies over a range of illnesses, from depression to heart disease, reveal that the presence of social support helps people fend off (挡开) illness, and the absence of such support makes poor health more likely. Social support cushions stress in a number of ways. First, friends, relatives, and co-workers may let us know that they value us. Our self-respect is strengthened when we feel accepted by others despite our faults and difficulties. Second, other people often provide us with informational support. They help us to define and understand our problems and find solutions to them. Third, we typically find social companionship supportive. Engaging in leisure-time activities with others helps us to meet our social needs while at the same time distracting(转移……注意力)us from our worries and troubles. Finally, other people may give us instrumental support, a financial aid, material resources, and needed services—that reduces stress by helping us resolve and cope with our problems. Research shows that people’s physical and mental health_____.
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