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By late middle ages many workers are looking 41 to retirement, and millions of those 42 have retired are only too glad to exchange the routines of work 43 the satisfaction that a more leisured life may 44. Many other workers are reluctant to give up their 45. The desire to continue working often stems from harsh economic reality, for 46 usually brings a sharp drop in income. 47 workers fear the loss of social identity that can result from 48 a job. They may be left with “nothing to do”, and may find that they are 49 a life with significant meaning and fulfillment. Those old people who 50 like to continue working are often victims of 51 is perhaps the most striking example of age discrimination (歧视): the practice of mandatory (强制的) retirement, under which people are forced to give up their jobs immediately when they 52 a certain age. Until recently the precise age for mandatory retirement 53 from job to job. The usual mandatory retirement age in the U.S.A., however, was sixtyfive. The objection to mandatory retirement is that there is no 54 to suggest that most people over the age of sixtyfive or seventy are incapable of working; at the turn of the century, in fact, 70 percent of men over sixtyfive were still 55 in the labor force.

A. unemployment
B. retirement
C. loneliness
D. retreat

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(一)资料 甲公司主要生产A产品,生产能力已充分利用。考虑到A产品市场销售情况良好,甲公司计划购入一套先进生产设备,以增加A产品产量,提高营业收入。甲公司对该投资项目进行了可行性分析。相关资料如下:该套生产设备价款为110万元,使用寿命为5年,5年后预计净残值为10万元,采用直线法计提折旧。该套生产设备购入后即可投入使用,投产之初需垫付流动资金30万元,没有其他费用支出,垫付的流动资金在项目结束时全部收回。预计该套生产设备投产后5年中每年可带来营业收入80万元,每年付现成本为20万元。项目的投资必要报酬率为10%,企业所得税税率为25%。假定不考虑增值税因素。(二)要求:根据上述资料,为下列问题从备选答案中选出正确的答案 如果该项目可行,则应满足的条件为()。

A. 净现值大于零
B. 净现值小于零
C. 内部报酬率大于10%
D. 内部报酬率小于10%

Passage 1The advantages and disadvantages of a large population have long been a subject of discussion among economists. It has been argued that the supply of good land is limited. To feed a large population, inferior land must be cultivated and the good land worked intensively. Thus, each person produces less and this means a lower average income than could be obtained with a smaller population. Other economists have argued that a large population gives more scope for specialization and justifies the development of facilities such as ports, roads and railways, which are not likely to be built unless there is a big demand. One of the difficulties in carrying out a worldwide birth control program lies in the fact that official attitudes to population growth vary from country to country depending on the level of industrial development and the availability of food raw materials. In the developing country where a vastly expanded population is pressing hard upon the limits of food, space and natural resources, it will be the first concern of government to place a limit on the birthrate, whatever the consequences may be. In a highly industrialized society, the problem may be more complex. A decreasing birthrate may lead to unemployment because it results in a declining market for manufactured goods. When the pressure of population on housing declines, prices also decline and the building industry is weakened. Faced with considerations such as these, the government of a developed country may well prefer to see a slowly increasing population, rather than one which is stable or in decline. It is no easy job to carry out a general plan for birth control throughout the world because ______.

A. there are too many underdeveloped countries in the world
B. underdeveloped countries have low level of industrial development
C. different governments have different views of the question
D. even the developed countries may have more complex problems

刘先生购买一套旧有住房,建筑面积100m2,每平方米售价1500元。按规定,在交付首付款后,某商业银行与购房人签订合同,该市住房置业担保公司与购房人签订合同。该市住房置业担保公司要求刘先生以其自己合法所有的房屋提供抵押反担保,并签订书面房屋抵押合同。 如果刘先生到期不能偿还贷款本息,按照合同约定,则可以有( )。

A. 置业担保公司按商业银行要求先行代为清偿债务
B. 保证合同终止后,置业担保公司无权就代为清偿的债务部分向借款人追偿
C. 保证合同终止后,置业担保公司有权就代为清偿的债务部分向借款人追偿
D. 刘先生无能力还款,保证合同自然终止

(一)资料 甲、乙、丙三个自然人拟成立一个有限责任公司,其制定的公司章程规定有下列内容:甲出资人民币12000元、乙出资18000元、丙出资8000元,出资为一次缴纳;公司不设立股东会,只设立董事会,甲、乙、丙均为公司董事;甲任总经理、法定代表人,乙任监事,丙任公司董事长;公司所获利润三人均分;公司重大经营决策需经三人一致同意。甲、丙按章程足额缴纳了出资,但乙只缴纳了10000元。 该公司依法成立两年后,甲发现市场对计算机需求量大、利润高,就不顾乙、丙反对,开始经营计算机业务,与一家计算机公司签订了计算机买卖合同,购进一批计算机,而后进行销售。由于计算机市场变化快、该公司没有销售渠道和专业技术人员等原因,导致公司半年内亏损20万元。(二)要求:根据上述资料,为下列问题从备选答案中选出正确的答案 公司章程中符合法律规定的内容有()。

A. 出资人的出资为一次缴纳
B. 公司不设立股东会
C. 乙既任董事又任监事
D. 公司所获利润三人均分

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