题目内容

张某欲为其62岁的母亲和8岁的女儿投保意外伤害保险。为此，他向保险公司详细询问了有关意外伤害保险的具体条件，也如实地回答了保险公司的提问。请回答下列问题。在张某为其女儿投的意外伤害保险中，受益人如何产生

A. 因其女儿为无民事行为能力人，故张某以其监护人的身份指定受益人
B. 张某女儿虽无民事行为能力，但因为她是该保险合同的被保险人，故她可以指定受益人
C. 因其女儿无民事行为能力，故她可以委托张某指定受益人
D. 张某作为投保人可以指定受益人，但必须征得其女儿被保险人的同意

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