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第52-57题为套题:在各地试点经验基础上,2004年1月6日,劳动和社会保障部颁发了《企业年金试行办法》(第20号令)。2月23日,劳动和社会保障部、中国银行监督管理委员会、中国证券监督管理委员会、中国保险监督管理委员会联合颁发了《企业年金基金管理试行办法》(第23号令)。《企业年金试行办法》和《企业年金基金管理试行办法》标志着我国企业年金制度建设和市场发展正式启动。 20号令和23号令明确了我国企业年金计划采用信托模式,企业年金受托人:()。

A. 只能是企业成立的企业年金理事会
B. 只能是符合国家规定的法人受托机构
C. 可以是企业成立的企业年金理事会,也可以是符合国家规定的法人受托机构
D. 以上说法都不正确

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So far the research has suggested that only the emotional effects of memories may be reduced, not that the memories are erased.

Title: Urban Animals in the U.S. Question types: Which paragraph contains the following informationSummary CompletionMatching people with opinions 文章内容回顾 一种遍布美国 (with the exception of Hawaii) 的urban动物,但很难被看见,它们最大的威胁是wolves, 因为forest消失而进入urban area. 有些人希望除掉它们,但不可能。反而这些动物与人越来越多联系(最后一段:攻击人类、人类喂食它们以至于它们住得离人们近) Reading Passage 2 Title: Urban Animals in the U.S. Question types: Which paragraph contains the following informationSummary CompletionMatching people with opinions 文章内容回顾 一种遍布美国 (with the exception of Hawaii) 的urban动物,但很难被看见,它们最大的威胁是wolves, 因为forest消失而进入urban area. 有些人希望除掉它们,但不可能。反而这些动物与人越来越多联系(最后一段:攻击人类、人类喂食它们以至于它们住得离人们近) 英文原文阅读 Urban environments can exert novel selective pressures on organisms sometimes leading to new adaptations. For example, the weed Crepis Sancta, found in France, has two types of seed, heavy and fluffy. The heavy ones land near the parent plant, whereas the fluffy seeds float further away on the wind. In urban environments, seeds that float far often land on infertile concrete. Within about 5-12 generations the weed has been found to evolve to produce significantly more heavy seeds than its rural relatives. Among vertebrates, a case is urban great tits, which have been found to sing at a higher pitch than their rural relatives so that their songs stand out above the city noise, although this is probably a learned rather than evolved response. Urban silvereyes, an Australian bird, make contact calls that are higher frequency and slower than those of rural silvereyes. As it appears that contact calls are instinctual and not learnt, this has been suggested as evidence that urban silvereyes have undergone recent evolution so as to better communicate in noisy urban environments. Many North American species have successfully adapted to urban environments and are thriving. Typical examples include coyotes, rabbits, raccoons, squirrels,opossums, deer and red foxes. This has led to conflict with humans, as these animals open garbage bags in search of food, eat food left out for pets, take the pets themselves, feed on prized garden plants, dig up lawns, and so on. There may be some concern that coyotes pose a risk to small children and that they should not be left unsupervised in areas where coyotes are known to inhabit. While there are media accounts of alligators being found in sewer pipes and storm drains, most experts think that such ’sewer alligators’ are unlikely to sustain a breeding population in such an environment.Animals known to dwell within human habitations include house mice, cockroaches, house centipedes

Passage 2 Questions 6 to 10 are based on the following passage: Onthejob smoking is a hot issue for both smokers and nonsmokers, and many managers now see smoking as a productivity problem. Although some people question whether smoking really affects one’s productivity, it has, in fact, been proven that a smoker costs a company more than a nonsmoker. According to Professor William Weis, a smoking employee costs his or her employer about $ 5,700 more a year than a neversmoker. These costs include medical care, lost earnings and insurance. And absence due to smoking breaks is one of the productivity problems, yet it accounts for a great deal of employer costs. (78) When the issue of smoking at the workplace is discussed, perhaps the most important problem is the health risk that smoking causes to both smokers and neversmokers. It has long been proven that smoking is linked to lung cancer. Now many health experts warn that passive smoking can cause lung cancer and other illnesses in healthy neversmokers. Passive smoking can be defined as exposure to secondhand tobacco smoke in enclosed areas. Anyone who has been with smokers indeed knows that their smoke can cause eye irritation, coughing, headaches and throat soreness. While eye irritation may seem a small thing to some smokers, it nevertheless is a problem that occurs every workday in offices and breakrooms and can lead to greater health problems. Employees who do not smoke should not be subjected to the risks of passive smoking and need to be able to work in a safe environment. Surgeon General Koop states that the right of the smoker stops at the point where his or her smoking increases the disease risk of those occupying the same environment. According to the passage, onthejob smoking affects an employee’s performance in the office in that_____.

A. he can concentrate on what he is doing while smoking
B. he often goes away from his desk to smoke in the breakroom
C. he often asks for sick leave as a result of too much smoking
D. he takes a rest from time to time because of eye irritation

第40-43题为套题:某集团公司是北京市一大型国有企业,为解决员工退休后的生活保障问题,一直在探索如何为员工完善补充养老保险。2009年该企业建立企业年金计划,企业年金基金由企业缴费、个人缴费和企业年金基金投资收益组成,实行完全积累,采用个人账户方式管理。基金选取养老保险公司A作为受托人,商业银行B担任账户管理人和托管人,证券公司C作为了投资管理人。 以下对这种模式描述不正确的是:()。

A. 受托人应当本着诚信勤勉的原则,为受益人的利益管理和运作企业年金基金财产
B. 受托人拥有企业年金基金财产的名义所有权,计划参与者拥有受益权
C. 企业年金基金独立于举办企业,但企业年金基金不具有独立的基金法人形式
D. 该模式在美国、英国等地区很流行

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