Parents and students are now relying Jess on taking out loans and more on grants, scholarships and their own income and savings, according to a new report from Sallie Mae. "Over the last few years they"re considering cost more.【C1】______applying for bank loans, they"re making【C2】______decisions to save on their college【C3】______," says Sarah Ducich, an author of the report The large private lender, in conjunction with Ipsos Public Affairs,【C4】______ in its seventh annual report that more than half of the cost of college is【C5】______ by grants and scholarships, as well as parent income and savings. The average family also【C6】______ less on parent and student loans, which【C7】______ for 7 percent and 15 percent of the cost, 【C8】______ . "But one of the most【C9】______ findings of the report," Ducich says, "is that【C10】______soaring tuition and fees, families"【C11】______ in the value of college has remained strong." Nearly all of the 1,600 parents and students【C12】______said they believed that college is an【C13】______in the future, nearly 90 percent said it"s needed for a(n)【C14】______occupation and about 86 percent said they would be【C15】______to stretch financially to pay for college. And although more than two-thirds of families said they planned on borrowing, at least as a last【C16】______, many are increasingly looking for【C17】______to cut costs. Nearly all families reported taking at least one step to make college more【C18】______, and on average families took five steps. Seven in 10 said they chose a(n)【C19】______college to pay in-state tuition and more than half said they lived at home or with【C20】______. 【C9】

A. flexible
B. imaginative
C. striking
D. stable