题目内容
（一）甲企业于2000年以划拨方式取得某城市四级地范围内的一宗工业用地，土地面积4000m2，随后投入资金200万元进行厂房建设，厂房总建筑面积2500m2。2003年，由于生产发展的需要，甲企业先后向乙、丙两家银行申请房地产抵押贷款，并分别获得贷款80万元和100万元，抵押期限均为三年，抵押贷款率均为50%。已知该城市基准地价成果于2000年公布执行，土地出让金以基准地价为基础核算，按四级工业用地基准地价核算的工业用地出让金标准为200元/m2。另据调查，附近区域与该宗地类似的工业用地在2000年、2004年、2006年成交的土地出让金水平分别为200元/m2、230元/m2、250元/m2。根据上述情况，回答51～55题。 2006年，由于经营不善，甲企业未能按期偿还贷款而被乙、丙两家银行共同起诉至法院。法院拟对抵押物房地产进行处置。如果以拍卖方式处置，则该房地产可能的拍卖底价为（）万元。
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Passage Four Diego Chiapello, legally blind since birth, isn’t one of Italy’s famous "mama’s boys" who live with their parents into adulthood. The 27-year-old lives alone in Milan, works as a network administrator, loves diving and dreams of sailing across the Atlantic with a sight-impaired (有视力障碍的) crew. Obviously, he’s not your average disabled person--but especially so in Italy. The country has more barriers to integration than almost anywhere else on the continent. Among European countries, Italy ranks third from the bottom in accessibility for the disabled, ahead of only Greece and Portugal. People who use wheelchairs, especially, find it difficult to navigate the country’s cobblestone (鹅卵石) streets, ride buses or visit restaurants, shops and museums. Less than a quarter of Italy’s disabled hold jobs compared with 47 percent for Europe. But the biggest obstacle for the country’s physically challenged may, in fact, be the fabled Italian family. Because of the social defect that still attaches to disabilities, "they tend to keep disabled people at home and out of public view," explains Giovanni Marri, head of an employment training center in Milan that caters to the handicapped. Thus while 15 percent of the country’s families include a disabled person, according to surveys, only 2 percent of Italians report going to school with a disabled person and only 4 percent work with one. Italians are beginning to recognize the problem. Over the past decade, the government has passed laws targeting everything from workplace discrimination to accessibility requirements. A recent study by the European Union found that 85 percent of Italians admit that public transportation and infrastructure (基础设施) are inadequate for the handicapped, and 97 percent say action is needed. But the biggest barrier is psychological. "Italian companies are afraid of hiring disabled people," says Chiapello. The only way to alter that, he says, is for Italy’s disabled to do ’what he did--get out of the house and demand change. What is the passage mainly about
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