关于年金保险的含义,下列叙述不正确的是( )。 Ⅰ.年金保险合同的当事人是保险人和投保人,而年金保险合同的关系人是被保险人和受益人 Ⅱ.年金保险合同的被保险人是年金的惟一领取人,如果被保险人不幸过早身故,而保险公司承诺的给付尚未支付完毕时,剩余部分也可支付给除被保险人以外的受益人 Ⅲ.年金所代表的就是年金保险 Ⅳ.养老保险和年金保险是不同的两个概念,两者不可混淆 Ⅴ.年金领取人和投保人可以是同一人也可以是不同的人,但通常情况下是同一人 Ⅵ.年金保险是投保人和保险公司之间签订的合同,一旦合同签订后,无论投保人是生存或死亡,都将从保险公司得到约定的给付金额
A. Ⅰ、Ⅱ、Ⅳ
B. Ⅲ、Ⅳ、Ⅵ
C. Ⅱ、Ⅲ、Ⅴ、Ⅵ
D. Ⅰ、Ⅲ、Ⅳ、Ⅴ
Questions 81-90 are based on the following passage. It sounds like a science fiction, but researchers say it’s a scientific fact: Microscopic organisms dubbed "killer algae" are paralyzing fish with unknown toxins and then eating away at their flesh. They might be making people sick, too. The name given to this single-cell organism, or dinoflagellate, is Pfiesteria piscimorte- literally, "fish killer. " It was discovered at North Carolina State University in 1988, but at the same time, few scientists believed in its existence, much less in its highly unusual predatory nature. But ongoing research has led to international acknowledgment of the phenomenon and, recently, research funding. Seemingly prompted by an unknown substance secreted by fish, the aggressive creature swims into action. It sends neurotoxins into the water and air, paralyzing a fish’s nervous system, and causing it to gasp for air at the surface. Eventually the fish suffocates. The killer dinoflagellate then attaches itself to the fish and begins sucking away at its flesh. This macabre scenario may help solve several sea mysteries, such as why fishermen report seeing "fish walks" (fish trying to leave the water) and pools of dead fish with holes eaten through them. Whether humans are affected by the dinoflagellate’s toxin remains to be seen. Researchers think it’s unlikely eating fresh fish are in danger, but anyone with frequent exposure to the creature could be in peril. Several researchers working with the algae have reported bouts of memory loss and disorientation. To understand the killer algae further, scientists must fully characterize their toxin and determine what stimulates them to attack. They also need to know if the algae are hurting fish populations, and whether pollutants make them more likely to attack. The word "they" underlined in Paragraph 1 refers to ______.
A. organisms
B. fish
C. toxins
D. flesh