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附属资本在总资本构成中所占比例不能超过50%,如果银行拥有多余的附属资本,那么,增加一个单位的核心资本,就等于增加一个单位的总资本。( )

A. 对
B. 错

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High Stress May Damage Memory According to a report issued in May 1998, elderly people who have consistently high blood levels of cortisol don’t score as well on memory tests as their peers with lower levels of the stress hormone. What’s more, high levels of cortisol are also associated with shrinking of the hippocampus, a region of the brain that plays a key role in learning and memory. The findings suggest that even cortisol levels in the normal, "healthy" range can actually acceIerate brain aging. The study results "now provide substantial evidence that long-term exposure to adrenal stress hormones may promote hippocampal aging in normal elderly humans", write Nada Porter and Philip Landfield of the University of Kentucky in Lexington in their editorial. Cortisol is a hormone released in response to stress by the adrenal glands, which sit on top of the kidneys. Over a 5 to 6-year period. Dr. Sonia Lupien and his colleagues measured 24-hour cortisol levels in 51 healthy volunteers, most of whom were in their 70s. Despite wide variation in cortisol levels, the participants could be divided into three subgroups: those whose cortisol progressively increased over time and was currently high (increasing/high); those whose cortisol progressively increased over time and was currently moderate (increasing/moderate); and subjects whose cortisol decreased, but was currently moderate (decreasing/moderate). The researchers tested the volunteers’ memory on six people in the increasing/high category and five people in the decreasing/moderate group. The groups did not differ on tests of immediate memory, but the increasing/high cortisol group had other memory problems compared with those in the decreasing/moderate group. The researchers also found that the total volume of the hippocampus in those in the increasing/high group was 14% lower than those in the decreasing/moderate group, although there were no differences in other brain regions. The results suggest that " ... brain aging can be accelerated by levels of adrenal hormones that are not generally regarded as pathological and that variation within this normal range is related to variation in the rate of brain aging," write Porter and Landfield. "This further suggests that chronic stress may accelerate the worsening of hippocampus. \ When the total volume of the hippocampus becomes smaller, other brain regions______.

A. become smaller too
B. become larger
C. may remain the same in size
D. may be damaged

据警察局提供的统计数字显示,汽车防盗装置降低了汽车被盗的危险性。但是汽车保险业对被盗汽车的统计研究则声称,装备了防盗装置的汽车反而比那些没有装防盗装置的汽车更有可能被偷。 下面哪一条如果正确,最能解决上述的明显矛盾( )

A. 被盗汽车的失主几乎总是在案发以后立即向警局报告失窃事件,但是却倾向于延缓通知他们的保险公司。他们希望他们丢失的车能被找回来:
B. 大多数被盗的汽车都没有装备汽车防盗装置,而大多数装备了汽车防盗装置的汽车都没有被盗。
C. 最常见的汽车防盗装置是可听得见的报警器,这些报警器对每一起实际的试图偷车事件通常发出10个虚假警报。
D. 那些最有可能给他们的汽车装备防盗系统的人都是汽车特别容易被盗的人,且都居住在汽车被盗事件发生率最高的地方。

窗口指导不具有法律效力,但却具有强制性。( )

A. 对
B. 错

Youth Emancipation in Spain The Spanish Government is so worried about the number of young adults still living with their parents that it has decided to help them leave the nest. Around 55 percent of people aged 18-34 in Spain still sleep in their parents’ home, says the latest report from the country’s state-run Institute of Youth. To coax(劝诱) young people from their homes, the Institute started a "Youth Emancipation(解放)" programme this month. The programme offers guidance in finding rooms and jobs. Economists blame young people’s family dependence on the precarious(不稳定的)labour market and increasing housing prices. Housing prices have risen 17 percent a year since 2000. Cultural reasons also contribute to the problem, say sociologists(社会学家). Family ties in south Europe—Italy, Portugal and Greece—are stronger than those in middle and north Europe, said Spanish sociologist Almudena Moreno Minguez in her report "The Late Emancipation of Spanish Youth: Key for Understanding". "In general, young people in Spain firmly believe in the family as the main body around which their private. life is organized," said Minguez. In Spain— especially in the countryside, it is not uncommon to find entire groups of aunts, uncles, cousins, nieces and nephews(外甥/侄子) all living on the same street. They regularly get together for Sunday dinner. Parents’ tolerance is another factor. Spanish parents accept late-night partying and are wary of setting bedtime rules. "A child can arrive home at whatever time he wants. If parents complain he’ll put up a fight and call the father a fascist," said Jos6 Antonio Gomez Yanez , a sociologist at Carlos III University in Madrid. Mothers’ willingness to do children’s household chores(家务) worsens the problem. Dionisio Masso, a 60-year-old in Madrid, has three children in their 20s. The eldest, 28, has a girlfriend and a job. But life with mum is good. "His mum does the wash and cooks for him; in the end, he lives well," Masso said. It can be inferred from paragraph 5 that family ties are stronger in Portugal than in

A. Greece.
B. Finland.
C. Spain.
D. Italy.

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