Which of the following statements about the development stage of mobile commerce is true?
A. The first generation of mobile commerce is based on "WAP technology".
B. The second generation of mobile commerce is based on "SMS".
C. The third generation of mobile commerce is based on "Web Service + Smart Terminal + Mobile VPN Technology".
D. The fourth generation of mobile commerce is based on "SOA technology".
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The operating modes of online banking include ________.
A. commercial online banking
B. pure network bank
C. network branch
D. public online banking
Typical services provided by online banking include ________.
A. personal online banking
B. group online banking
C. corporate online banking
D. institutional online banking
Among the following forms of banking services, ________ has the lowest cost.
A. business outlets
B. telephone banking
C. ATM
D. online banking
The system for completing international electronic payment funds allocation is ________.
A. SWITF
B. CHIPS
C. SWITF and CHIPS
D. CNAPS