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The gradual construction of improvement will lay a solid foundation for the positive development of the credit（）

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Assuming that the market interest rate is 5%, the future value of a fund with a present value of 10,000 yuan calculated using compound interest after two years is（）

A. 11,025 yuan
B. 11,000 yuan
C. 10,100 yuan
D. 10,102.5 yuan

The time value of money means that the money you have now is worth less than the identical sum in the future（）

In 2011, the 1-year deposit interest rate of Chinese official financial institution was 3.5%, and the year’s CPI rose 12.5% year-on-year, then the actual interest rate of 1-year deposits of Chinese fi

A. -8%
B. 3.5%
C. 12.5%
D. -9%

The interest rate used when calculating the present value is also commonly referred to as the discount rate（）