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Obtaining good health insurance is a real necessity while you are studying overseas. It protects you from minor and major medical expenses that can wipe out not only your savings but your dreams of an education abroad. There are often two different types of health insurance you can consider buying, international travel insurance and student insurance in the country where you will be going.An international travel insurance policy is usually purchased in your home country before you go abroad. It generally covers a wide variety of medical services and you are often given a list of doctors in the area where you will travel who may even speak your native language. The drawback might be that you may not get your money back immediately, in other words, you may have to pay all your medical expenses and then later submit your receipts to the insurance company.On the other hand, getting student health insurance in the country where you will study might allow you to only pay a certain percentage of the medical cost at the time of service and thus you don’t have to have sufficient cash to pay the entire bill at once. Whatever you decide, obtaining some form of health insurance is something you should consider before you go overseas. You shouldn’t wait until you are sick with major medical bills to pay off. What does the speaker say about students getting health insurance in the country where they wilt study().
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Every profession or trade, every art, and every science has its technical vocabulary, the function of which is partly to designate things or processes which have no names in ordinary English, and partly to secure greater exactness in nomenclature. Such special dialects or jargons, are necessary in technical discussion of any kind. Being universally understood by the devotees of the particular science or art, they have precision of a mathematical formula. Besides, they save time, for it is much more economical to name a process than to describe it. Thousands of these technical terms are very properly included in every large dictionary, yet, as a whole, they are rather on the outskirts of the English language than actually within its borders. Different occupations, however, differ widely in the character of their special vocabularies. In trades and handicrafts and other vocations, such as fanning and fishing, which have occupied great numbers of men from remote times, the technical vocabulary is very old. It consists largely of native words, or of borrowed words that have worked themselves into the very fibers of our language. Hence, though highly technical in many particulars, these vocabularies are more familiar in sound, and more generally understood, than most other technicalities. The special dialects of law, in their older strata, become pretty familiar to cultivated persons, and have contributed much to the popular vocabulary. Yet, every vocation still possesses a large body of technical terms that remain essentially foreign, even to educated speech. And the proportion has been much increased in the last fifty years, particularly in the various departments of natural and political science and in the mechanic arts. Here new terms are coined with the greatest freedom, and abandoned with indifference when they have served their turn. Most of the new coinages are confined to special discussions and seldom get into general literature or conversation. Yet, no profession is nowadays, as all professions once were, a closed guild. The lawyer, the physician, the man of science, and the cleric associates freely with his fellow creatures, and does not meet them in a merely professional way. Furthermore, what is called popular science makes everybody acquainted with modem views and recent discoveries. Any important experiment, though made in a remote or provincial laboratory, is at once reported in the newspapers, and everybody is soon talking about it--as in the case of the Roentgen rays and wireless telegraphy. Thus, our common speech is always taking up new technical terms and making them commonplace. Which of the following is NOT an advantage of jargon
M: Hi, Ms. Rowling. How old were you when you started to write, and what was your first bookW: I wrote my first finished story when I was about 6. It was about a small animal, a rabbit I mean, and I’ve been writing ever since.M: Why did you choose to be an authorW: If someone asked me how to achieve happiness, step one would be finding out what you love doing most and step two would be finding someone to pay you to do it. I consider myself very lucky indeed to be able to support myself by writing.M: Do you have any plans to write books for adultsW: My first two novels were for adults. I suppose I might write another one, hut I never really imagine a target audience when I’m writing. The ideas come first, so it really depends on the idea that grabs me next!M: Where did the ideas for the Harry Potter books come fromW: I’ve no idea where the ideas come from and I hope I never find out, it would spoil my excitement if it turned out I just have a funny little wrinkle on the surface of my brain which makes me think about invisible train platforms.M: How do you come up with the names of your charactersW: I invented some of the names in the Harry books, but I also collect strange names. I’ve gotten them from medieval saints, maps, dictionaries, plants, war memorials, and people I’ve met !M: Oh, you are really resourceful. What do we learn from the conversation about Ms. Rowling’s first book().
A report consistently brought back by visitors to the US is how friendly, courteous and helpful most Americans were to them. To be fair, this observation is also frequently made of Canada and Canadians, and should best be considered North American. There are, of course, exceptions. Small-minded officials, rude waiters, and ill-mannered taxi drivers are hardly unknown in the US. Yet it is an observation made so frequently that it deserves comment. For a long period of time and in many parts of the country, a traveler was a welcome break in an otherwise dull existence.Dullness and loneliness were common problems of the families who generally lived distant from one another. Strangers and travelers were welcome sources of diversion, and brought news of the outside world. The harsh realities of the frontier also shaped this tradition of hospitality.Someone traveling alone, if hungry, injured, or ill, often had nowhere to turn except to the nearest cabin or settlement. It was not a matter of choice for the traveler or merely a charitable impulse on the part of the settlers. It reflected the harshness of daily life: if you didn’t take in the stranger or take care of him, there was no one else who would. And someday, remember, you might be in the same situation. Today there are many charitable organizations which specialize in helping the weary traveler. Yet, the old tradition of hospitality to strangers is still very strong in the US, especially in the smaller cities and towns away from the busy tourist trails. "I was just traveling through, got talking with this American, and pretty soon he invited me home for dinner-amazing. " Such observations reported by visitors to the US are not uncommon, but are not always understood properly.The casual friendliness of many Americans should be interpreted neither as superficial nor as artificial, but as the result of a historically developed cultural tradition. As is true of any developed society, in America a complex set of cultural signals, assumptions, and conventions underlies all social interrelationships. And, of course, speaking a language does not necessarily mean that someone understands social and cultural patterns. Visitors who fail to "translate" cultural meanings properly often draw wrong conclusions. For example, when an American uses the word "friend", the cultural implications of the word may be quite different from those it has in the visitor’s language and culture. It takes more than a brief encounter on a bus to distinguish between courteous convention and individual interest. Yet, being friendly is a virtue that many Americans value highly and expect from both neighbors and strangers. Families in frontier settlements used to entertain strangers().
Every profession or trade, every art, and every science has its technical vocabulary, the function of which is partly to designate things or processes which have no names in ordinary English, and partly to secure greater exactness in nomenclature. Such special dialects or jargons, are necessary in technical discussion of any kind. Being universally understood by the devotees of the particular science or art, they have precision of a mathematical formula. Besides, they save time, for it is much more economical to name a process than to describe it. Thousands of these technical terms are very properly included in every large dictionary, yet, as a whole, they are rather on the outskirts of the English language than actually within its borders. Different occupations, however, differ widely in the character of their special vocabularies. In trades and handicrafts and other vocations, such as fanning and fishing, which have occupied great numbers of men from remote times, the technical vocabulary is very old. It consists largely of native words, or of borrowed words that have worked themselves into the very fibers of our language. Hence, though highly technical in many particulars, these vocabularies are more familiar in sound, and more generally understood, than most other technicalities. The special dialects of law, in their older strata, become pretty familiar to cultivated persons, and have contributed much to the popular vocabulary. Yet, every vocation still possesses a large body of technical terms that remain essentially foreign, even to educated speech. And the proportion has been much increased in the last fifty years, particularly in the various departments of natural and political science and in the mechanic arts. Here new terms are coined with the greatest freedom, and abandoned with indifference when they have served their turn. Most of the new coinages are confined to special discussions and seldom get into general literature or conversation. Yet, no profession is nowadays, as all professions once were, a closed guild. The lawyer, the physician, the man of science, and the cleric associates freely with his fellow creatures, and does not meet them in a merely professional way. Furthermore, what is called popular science makes everybody acquainted with modem views and recent discoveries. Any important experiment, though made in a remote or provincial laboratory, is at once reported in the newspapers, and everybody is soon talking about it--as in the case of the Roentgen rays and wireless telegraphy. Thus, our common speech is always taking up new technical terms and making them commonplace. What does the passage seem to imply
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