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2004年8月，赵某因为要出国留学，便将自己的一台"TCL"彩电交给朋友钱某代为保管，并允许钱某在该期间可使用这台彩电。2004年9月，钱某的儿子考上大学，因开学急需一笔费用，钱某便将赵某的彩电以自己的名义出卖给孙某。孙某感到价格合理公道，对这桩买卖颇为满意。2004年12月，赵某留学归来，到钱某家来取彩电，钱某称自己已将彩电出卖，且无钱给赵某。赵某又去向孙某索要，孙某称该彩电是自己花钱买来的，拒绝返还。赵某见协商不成，便去法院起诉。下列关于钱某与赵某的关系哪种是正确的( )
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给定程序MODI1.C中函数fun()的功能是：求出s所指字符串中最后一次出现t所指子字符串的地址，通过函数值返回，在主函数中输出从此地址开始的字符串；若未找到，则函数值为NULL。 例如，当字符串中的内容为”abcdabfabcdx”，t中的内容为”ab”时，输出结果应是abcdx。当字符串中的内容为”abcdabfabcdx”，t中的内容为”abd”时，则程序输出未找到信息not be found!。 请改正程序中的错误，使它能得出正确的结果。 注意：不要改动main()函数，不得增行或删行，也不得更改程序的结构。 #include ＜stdio.h＞ #include ＜string.h＞ char *fun(char *s, char *t) char *p, *r, *a; /**********found**********/ a=Null; while (*s) p=s;r=t; while (*r) /**********found**********/ if (r==p) r++;p++; else break; if (*r==’\0’)a=s; s++; return a; main() char s[100], t[100], *p; printf("\nPlease enter string S:"); scanf(%s",s); printf("\nPlease enter substring t:"); scanf("%s",t); p=fun(s,t); if(p) printf(\nThe result is:%sha",p); else printf("\nNot found !\a");
第一篇 国有商业银行在市场化转型中已经取得重大进展。新增贷款质量明显好转，存量信贷结构有所优化，机构、人员得到精简，技术与业务创新能力增强，国际化经营步伐加快，资产质量出现了实质性好转，经营效益连创历史最好水平，与国际商业银行的差距正在不断缩小。// 伴随着中国经济从计划经济向市场经济的转变，国有商业银行在发展过程中也遇到了一些亟待解决的问题。主要是资产质量不高，财务包袱较重，业务结构和收益结构不尽合理，内部经营管理机制还不健全，创新能力不足。// 这些问题的存在具有深刻的历史、体制原因：首先银行承担了经济转轨的成本。由于中国社会资金配置方式始终以银行间接融资为主，资本市场发育相对滞后，而信贷手段过度运用。企业资本金不足、资产负债比例高，转轨中形成的企业破产损失和市场退出等巨大的转型成本，反映为银行现行或潜在的不良贷款。//此外，政府过去曾对信贷干预过多，对商业银行实行超额分配，加之社会信用观念淡薄等也是产生问题的重要原因。从银行自身看，国有银行存在的体制陈旧、管理薄弱、机制落后也是根源之一。// 但我对中国商业银行的未来充满信心。面对挑战，中国商业银行完全具有克服目前困难的条件和能力。// 首先，中国政府高度重视商业银行的发展，先后对国有商业银行采取了增拨2700亿元资本金、剥离13000多亿元不良资产等重要措施，最近召开的全国金融工作会议又对国有商业银行综合改革作了部署。政府的重视为商业银行的健康发展提供了重要保证。// 其次，中国经济的持续强劲增长是中国商业银行发展的重要基础和条件。纵观世界各国，我认为，银行体系与经济发展之间有两种情形：一种是银行体系不健全，经济增长同时也遇到困难，解决银行体系的问题就比较麻烦；另一种是银行体系不健全，但经济增长强劲有力，则有利于化解银行体系的风险。中国恰恰属于后者。// 对中国银行、保险、证券业进行国际比较，从规模实力看，仅中国的银行也比较具备成为国际大银行的条件。这是中国金融业竞争力的重要体现。如果剔除大量提取拔备、核销历史上造成的坏账及财务损失，中国商业银行的盈利能力还是不错的。//以工商银行为例。 2001年实现提取拔备前的利润340亿元，比上年增长255%；今年一季度提取拔备前利润比去年同期又增长50%。这说明了中国商业银行具备了自身化解风险的能力。按现有的发展趋势看，通过5年的努力，将工商银行的不良贷款率降到一位数是可能的。// (中国工商银行行长姜建清先生在2002年博鳌论坛上的发言“WTO背景下的国有商业银行改革”)
Passage 4 Manulife-Sinochem Life Insurance Co. Ltd. will open a branch office in Beijing, China. This is Manulife-Sinochem’s second branch license and the first multiple-branch license granted to a foreign-invested joint venture life insurance company by the China Insurance Regulatory Commission. // Canadian Prime Minister Jean Chréétien joined Manulife-Sinochem representatives, including Manulife Financial Corporation’s President and Chief Executive Officer Dominic D’Alessandro, for an official ribbon-cutting ceremony today at the St. Regis Hotel in Beijing to mark the beginning of preparations for the new Beijing branch. // "We are very pleased to have the opportunity to serve new customers in Beijing and provide them with industry-leading products and financial protection," said Victor Apps, Executive Vice President and General Manager of Manulife Financial, Asia. "Beijing presents a fantastic opportunity for growth of our China business. We look forward to providing our new customers with innovative products to meet their financial objectives. " // "Manulife-Sinochem is prepared to launch its operations in Beijing as quickly as possible," said Marc Sterling, Senior Vice-President, Regional Operations, Asia. "This development will take our business to new levels, leveraging our seven years of experience in China so we can bring the best this industry has to offer to the citizens of Beijing—both in terms of career opportunities and financial offerings. " // "Manulife-Sinochem is committed to national expansion in China, and our license to operate in Beijing represents a critical step in this vision," added Mr. Sterling. // As the first foreign-invested joint venture life insurance company in China, Manulife- Sinochem has been an industry pioneer since it began operations in Shanghai in 1996, demonstrating considerable success and becoming a major player in China’s insurance market. Manulife-Sinochem is dedicated to developing agency training, product design, market exploration and service effectiveness. In November 2002, Manulife-Sinochem launched its first branch office in Guangzhou—also the first branch license granted to a foreign-invested joint venture insurance company in China. // Today, the Company’s agency force has grown to more than 3,300 professionally trained agents serving more than 200,000 customers in Shanghai and Guangzbou. For the first six months of 2003, new annualized premium sales increased 18% over the same period last year, while total premiums and deposits increased 24%. // Manulife Financial is a leading Canadian-based financial services group operating in 15 countries and territories worldwide. Through its extensive network of employees, agents and distribution partners, Manulife Financial offers clients a diverse range of financial protection products and wealth management services. Funds under management by Manulife Financial were Cdn $139.8 billion as of June 30, 2002. // (Excerpts from "Manulife-Sinochem Receives Beijing Branch Office License" from www. beifing, gc. ca)
Passage 3 Let me illustrate that. As China grows world class companies and these go out into international markets, many are attracted to Britain. We now have over 170 mainland Chinese companies operating profitably and successfully in Britain, and many more from Hong Kong. Our trade and investment support organization, UK Trade & Investment, operating in Beijing, Shanghai and Guangzhou, assisted many of these companies in their new venture and have contributed to their success. Investment in Britain from China is growing quickly. Lenovo, Huawei, China Digital Display are among the companies which have established their lead operations for Europe in Britain. // We offer an open and successful economy. We are the world’s fifth largest trading nation, and probably the most international in orientation—so a great place for Chinese companies wishing to develop international competitiveness. We are the second largest investor overseas. We are the leading European investor in China, with 3, 400 joint ventures and nearly US $20 billion in contractual investment. To take a recent example, Bookham, the British optical component technology company has just acquired a new factory in Shenzhen. // Crucially, Britain is also the second largest recipient of inward investment in the world. That means the best companies from around the world choose Britain to base their investments in Europe, and to help in their global research effort. // How can all this help Chinese companies First, we have learnt that investment overseas—the "going out" policy in China—brings enormous benefits to the parent company and to its own home economy over the short and long term. We have the longest experience as a country in helping new investors to succeed with profit. // Second, we know how important it is to choose the right country to invest in on the basis of objective criteria. The most important criterion is the judgment of international business, and international business has shown clearly its own preference for Britain as the location of choice in Europe. // About 40% of America’s and Japan’s massive investments in Europe go to one single country out of the 25 nations that make up the EU—to Britain. The consensus from the Chinese communities in Asia is even stronger. 70% of Hong Kong’s and Taiwan’s investment in Europe goes to Britain, and 50% of Singapore’s. Only last month Huawei of Shenzhen celebrated the inauguration of Huawei UK. This important investment project, creating 200 new jobs over the next three years, is the largest Chinese investment made in Britain to date. // Third, we have a very open and advanced economy. Some of the most advanced users in the world for all ICT services are based in the City of London, a global financial center. The UK was rated as the best environment for e-commerce among major markets in a recent survey. We are a leading market in mobile communications, in digital television, and in other areas. // Fourth, we are at the heart of European business, and the location of choice for European Headquarters. Europe—the world’s largest single developed market—has just got bigger, growing with the accession of Central and Eastern European countries to nearly 500 million people. // (Excerpts from the speech delivered by the British Ambassador Sir Christopher Hum at the opening of the 7th China Beijing International High-tech Expo on May21, 2004)
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