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QuesUons下列各are based on the following paassage When we talk about Americans barely into adulthood who are saddled with uttbearable levels of debt, the conversation is almost always about student loan debt. But theres a growing body of evidence suggesting that todays young adults are also drowning in credit-card debt-and that many of them will take this debt to their graves. More than 20% overspent their income by more than $100 every single month. Since they havent built up their credit histories yet, its a safe bet that theae young adults are paying relatively high interest rates on the resulting credit card debt. Although many young people blame "Socializing" a~ a barrier to saving money, most of them arent knocking back $ 20 drinks in trendy (时尚的) lounges. Theyre struggling with much more daily financial demands. To a disturbingly large extent, the young and the broke are relying on credit cards to make it until their next payday. This obviously isnt sustainable in the long run, and its going -to put a huge drag on, their spending power even after they reach their peak earning years, becattse theyll sttll be paying interest on that bottle Of orange juice or box of spaghetti (意式面条) they bOUght a decade earlier. A new study out of Ohio State University found that young adults are accumulating credit card debt at a more rapid rate than other age groups, and that theyre slower at paying it off, "If what we found continues to hold true, we may have more elderly people with substantial financial problems in the future," warns Lucia Duma, professor of economics at Ohio State, "If our persist, we may be faced with a financial crisis among elderly ,people who cant pay off their credit cards, " Dunn says a lot of these young people are never going to get out from under their credit card debt."Many people are borrowing on credit cards so heavily that payoff rates at these levels are not sufficient to recover their credit card debt by the end of their life, which could have loss implications for the credit card issuing banks. " Wilt is the main idea of the first paragraph？
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A.He will lose his job.B.He will have to pay damages.C.He will be fined
Questions下列各are based on the following passage. As a society we might want to rethink the time and money spent on education, so that these resources can benefit a greater percentage of the population. Ideally, both high schools and colleges can prepare individuals for the ever-changing roles that are likely to be expected of them. High school degrees offer far less in the way of preparation for work than they might, or than many other nations currently offer, creating a growing skills gap in our economy. We encourage students to go on to college whether they are prepared or not, or have a clear sense of purpose or interest, and now have the highest college dropout rate in the world. We might look to other countries for models of how high schools can offer better training, as well as the development of a work ethic (勤奋工作的美德 ) and the intellectual skills needed for continued learning and development. I recommend Harvards 2011 "Pathways to Prosperity" report for more attention to the "forgotten half" (those who do not go on to college) and ideas about how to address this issue. Simultaneously, the liberal arts become more important than ever. In a know.ledge economy where professional roles change rapidly and many college students are preparing for positio~_s that may not even exist yet, the skill set needed is one that prepares them for change and continued learning. Learning to express ideas well in both writing and speech, knowing how to find information, and knowing how to do research are all solid background skills for a wide variety of roles, and such training is more important than any particular major in a liberal arts college. We need to continue to value broad preparation in thinking skills that will serve for a lifetime. Students also need to learn to work independently and to make responsible decisions. The lengthening path to adulthood appears exacerbated (恶化) by parental involvement in the college years. Given the rising investment in college education, parental concern is not surprising, but learning where and when to intervene (干预 ) will help students take more ownership of the outcomes of these increasingly costly educations. What kind of education does the author think is ideal？
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A.They are in opposite directions.B.They are fifty-five miles apart.C.Th
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