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2002年11月，A市甲公司与B市乙公司在C市签订合同，约定由甲公司收集曲目、进行艺术处理并解决有关版权问题，由乙公司制作发行名为"北方之夜"的90分钟歌曲录音磁带一盒。后甲公司收集歌曲24首在本单位进行艺术处理并制成母带。乙公司因设备发生故障，由该公司工作人员李四等人去D市丁公司请其协助制作磁带，丁公司派职工张三等人参与制作，事后，乙公司付给D市丁公司4万元设备磨损和劳务费。该磁带后在E市、 F市发行。此后，丙公司认为"北方之夜"中的第1、 2两首歌曲版权应归其所有，戊公司认为第3、4、5三首歌曲版权应归其所有，二单位发现"北方之夜"署名单位为甲公司和乙公司，便向法院提起诉讼。一审法院将丙公司和戊公司列为原告，将甲公司和乙公司列为被告，经审理判决确认被告行为构成侵权。法院于2004年4月16日将判决书送达双方当事人。此后连降暴雨，造成交通不便，直到5月13日两被告才以"事先曾与丙公司和戊公司打过招呼"为由对判决表示不服，并到邮电局向法院寄发了上诉状。经二审法院调解，双方达成协议，被告当即按协议对原告进行了赔偿，并口头表示道歉。法院送达调解书时，原告对调解书中的措辞提出异议并拒绝在送达回证上签字。法院采取留置送达方式，就此结案。 D市丁公司张三等人可以作为何种诉讼参与人
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3Kevin Rogers used to be my boss. At that time he was a hard-working, up-and-coming businessman and a real slave-driver, always telling us we had to sell more and more. As soon as I could, I got a job with another company. The last time I saw Rogers was more than ten years ago. At least that’s what I thought until last Thursday. But now I’m not so sure.I was on my way back to my office in the center of town. There is a small park nearby which I sometimes walk through after lunch. It is empty, except for an unshaven, shabby looking man on one of the benches. He looked about fifty years old and was wearing an old, gray overcoat. It was a cold, wintry day, and he was shivering."It’s been a long time since I had a meal. Can you help me" he said. There was some thing about his voice that sounded familiar. I gave him a few coins and he mumbled some thing about being grateful. As he stumbled past me, I looked at his face closely. I won dered where I had seen him before. Then it hit me. Could it possibly be... No! Impossible, I thought. I watched him walking away. He was the same height as Rogers but looked a lot thinner than I remembered. Then, as he left the park and turned down the street, I caught sight of his face again, this time in profile. The nose was the same as Rogers’, too. I al most followed him but something made me stop. I just couldn’t be sure. But the resem- blance was very close.Yesterday I ran into someone who had worked for Rogers at the same time I did, and had stayed on longer. I started telling him about the man I had seen in the park. For a mo ment I thought it was our old boss. The voice, the nose, and even the face were just like Rogers, but it couldn’t have been. "Rogers must be the director of a big company by now," I said.My ex-colleague shook his head. "I thought you knew. ""Knew Knew what What are you talking about""Rogers was sent to prison six years ago. He’s probably out by now. For all I know he’s sleeping on park benches and begging money from passers-by. \ When the man in the park saw the writer, the man （）.
简述商业银行存款的原则。
1999年10月，我国某网络公司甲与美国某计算机公司签订了进口100台计算机的买卖合同。合同约定：价格条件为每台 CIFINCOTERMS2000大连1000，美元，卖方应于1999年12月20日前交货；付款条件是买方在接到装船通知后，在货物装船30天期间内，由中国银行大连分行开立以卖方为受益人的不可撤销的即期信用证；卖方凭合同规定的各种单据，按信用证规定转议付行议付货款；信用证有效期延至装船后15天内，付款单据中须包括已装船的空白背书的清洁提单。 1999年11月20日，中国银行大连分行根据甲公司的指示开出了金额为100000美元的信用证，并委托纽约一家银行通知并议付此信用证。 1999年12月5日，乙公司将100台计算机装船后，持信用证所要求的提单、保险单、发票等票据，到议付行议付货款，该议付行经过审查，即付100000美元给乙公司。10天后，买卖双方得知运输货轮在航运途中遇到特大风浪而触礁，船身被撞穿一个大洞，海水进船，致计算机遭受水渍损失，主机全部受潮不能使用。与此同时，开证行已收到议付行寄来的全套单据，要求付款。甲公司以货物全部灭失为由指示开证行拒绝付款。 开证行能否以货物灭失为由免除其付款义务
周游与杨财、王昭、陆维三人合伙开办了一个合伙企业。由周游、杨财、王昭各出资5万元，陆维提供技术入伙，与周游、杨财、王昭平均分配盈余。四人办理了有关手续并租赁了房屋，但并未订立书面协议。半年后，杨财想把自己的一部分财产份额转让给丁雨，周游和王昭同意，但陆维不同意，并表示愿意受让杨财转让的那部分财产份额。因多数合伙人同意丁雨成为新的合伙人，陆维于是提出退伙，周游、杨财、王昭同意。此时，企业已对银行负债8万元。此后，企业经营状况持续恶化，半年后散伙，又负债6万元。根据案情回答下列问题： 陆维是否可以退伙为什么
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