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It was found that laughter has similar effects to physical exercise.
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Most insurance companies in the world are stock insurance companies or mutual insurance companies. A stock insurance company is owned by stockholders, who share in profits earned by the company. A mutual insurance company is owned by the policyholders (投保人). Profits earned by a mutual insurance eompany are returned to the policyholders as dividends (股息) or used to cut future insurance cost.In addition to the private insurance organizations, certain types of insuranee are provided in the U. S. by governmental organizations. A notable instance is the system of social security operated by the federal government through the Social Security Administration.An insurance company may require a policyholder to provide proof of the ownership and the value of lost or damaged property before it pays compensation. For this reason, policyholders should have such evidence of their possessions as lists, sales receipts, appraisals (估价单), or photographs. The evidence should be kept in a safe-deposit box or other secure place outside the home.Many companies that sell health insurance policies (保险) provide cash benefits to the insured person. A cash benefit is a fixed dollar amount for each medical expense or day of hospitalization. If the cash benefits do not cover the entire cost of medical care, the policyholder must pay the rest. If a person buys a health insurance policy, he can receive（）
教学不是知识的传递，而是知识的______。
Letter OneDear Sirs,On 5th October I bought one of your expensive "Apollo" fountain pens from Julian’s, a big department store of this town. Unfortunately I have been unable to use the pen because it leaks and fails to write without making blots. I am very disappointed with my purchase.On the advice of Julian’s manager I am returning the pen to you and enclose it with this letter for correction of the fault.Please arrange for the pen to be fixed or replace it with a new one and send it to me as soon as possible.Letter TwoDear Sirs,Thank you for your letter of 9th October enlosing the defective "Apollo" fountain pen, received today. We very much regret that the pen you bought has given you trouble.Normally each of our pens is individually examined before being passed into store and it is hard to understand why this one escaped examination. We have passed your pen to our quality control department for inspection and report. Meanwhile, we are arranging to replace your pen with a new one.We extend our apologies for the inconvenience this matter has caused you, but are confident that the replacement pen you will be receiving will prove satisfactory. From the Letter Two, where can we infer the pen is The pen is passed to （）.
Where is the drug store（）
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