题目内容

关于遗嘱,下列()的说法正确。

A. 遗嘱必须办理公证
B. 遗嘱可以在遗嘱人死亡时生效,也可以由遗嘱人自行确定遗嘱生效的时间
C. 法定继承人不可以是遗嘱执行人
D. 遗嘱设立后,遗嘱人可以进行修订或者撤销

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刘先生居住在某省会城市,今年36岁,税前月收入4000己,年终奖13万元。刘太太和他同岁,税前月收入4000元他们除了参加社保外没有购买任何商业保险。二人对风险比较厌恶。刘先生家庭金融资产约300000,日常生活消费支出6000元/月。目前他们居住的住房已全部还清房贷。他们有一个9岁的儿子,读小学四年级。刘先生夫妇希望得到理财规划师的帮助。
下述()不是刘先生理财的主要目标。

A. 子女教育规划
B. 退休养老规划
C. 税收筹划
D. 投资规划

A.She got up later than usual.B.The bus was late.C.She forgot her class.D.Her clock wa

A. She got up later than usual.
B. The bus was late.
C. She forgot her class.
D. Her clock was wrong.

刘先生的父亲为孙子购买了一份趸缴型年金保险,该保险是在孩子刚出生时投保30万元,从投保当年开始每年年末可以领取6000元,领到75岁。75岁期满后可以一次性领取50万元,这份保险产品的报酬率是()。

A. 0.0233
B. 0.0238
C. 0.024
D. 0.0243

Section B
Directions: There are 2 passages in this section. Each passage is followed by some questions or unfinished statements. For each of them there are four choices marked A, B, C and D. You should decide on the best choice.
Joblessness is far more than an economic misfortune. It can be a psychological disaster for the unemployed and their families. It can cause illness, divide families and create a downward spiral of feelings of worthlessness and lack of self-esteem;
According to research done by M. Harvery Brenner, associate professor of health at Johns Hopkins University, every 1% increase in the unemployment rate translates into 37,000 deaths over the next 6 years, including over 20,000 deaths from heart attacks, 900 suicides and nearly 500 deaths from cirrhosis of the liver. In addition, Brenner estimates that 7,500 unemployed or their families will be admitted to prison after committing a crime or to a mental hospital. "The impact goes well beyond the individual who loses a job," said Brenner. "Stress caused by economic factors affects our national life at every level."
Men who have been socialized as the family breadwinner are especially hard hit by unemployment. They suffer greater depression and anxiety and have a higher possibility of psychotic behavior. than men who are employed. "Nine months seems to be a crucial point when hope and patience give out," said a leading psychologist. After that, "illness, suicide, alcoholism, divorce, and even crime grow at epidemic rate."
Left without a job, many workers feel they have nothing to look forward to. They miss their co-workers and the routine of going to work. For many, the sense of hopelessness grows worse every time they are rejected for a new job. When this happens often enough, the rejection unemployed workers feel may be exacerbated if some friends and neighbors avoid them as if they had a contagious disease.
According to the passage, which of the following is NOT true?

A. Joblessness is an economic misfortune.
B. Joblessness is a psychological disaster for the unemployed and their families.
C. Joblessness can cause the unemployed to commit suicide.
D. Joblessness is a contagious disease.

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