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保险兼业代理人在保险人授权范同内代理保险业务的行为所产生的法律责任，由______承担。
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甲年满18周岁，为在校大学生，无独立的经济来源，在校期间向银行申请助学贷款2万元，到期无力偿还。以下处理方式正确的有______。
Ladies and Gentlemen, What values should we pursue for the prosperity of Asia in the new centuryI believe that the three values of freedom, diversity and openness are the driving forces behind peace and development in Asia． First, it goes without saying that freedom refers to democracy and human rights politically. Economically, it means the development of a market economy． Political freedom and economic freedom are reinforcing each other in the process of their development．With some twists and turns, Asia as a whole has been taking significant steps towards freedom over the last half century． Transition to a democratic political system has been inevitable, as economic development has created the conditions for the emergence of a middle class and civil society．I believe that the historic trends that are apparent in Asia should be a source of pride for us all． Second,development in Asia has occurred against a background of tremendous diversity, where each country has its own distinctive history and social and cultural values．Naturally, we thus see differences in the processes and speed of development． While respecting diversity, however, it is important for us to promote our common in-terests and Our shared goals, recognizing positive influences of each other despite differences among countries． In other words．we must leave behind parochial nationalism and dogmatism,promote mu-tually beneficial cooperation based on equality in order to enjoy common prosperity．This should be our guiding principle． Third,our cooperation must not be of an inward-looking, closed nature, but one character-ized by openness to the world outside Asia． In a world ecOnomy where globalization is advancing and economic integration, such as in Europe and Americas, is proceeding, cooperation both within Asia and between Asia and other tegions must be pursued．This cooperation must be based on the principles of openness and transparency． I believe Asia should set an example for the world by seeking regional cooperation that surpasses national and ethnic distinction． So，as we pursue prosperity in a free，diverse and open Asia，what are the specific chal-lenges that we faceI’d like to discuss three challenges．They are reform，cooperation and conyeying Asia’s voice to the world．
平衡型和债券型基金最适合的投资者类型是______。
假定王先生持有西南公司的优先股10000股，每年可获得优先股股利2600元，若利率为8%，该优先股历年股利的现值为______元。
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