During the past generation, the American middle-class family that once could count on hard work and fair pay to keep itself financially secure has been transformed by economic risk and new realities. Now a pink slip, a bad diagnosis, or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect: family risk has risen as well. Today’s families have budgeted to the limits of their new two-paycheck status. As a result, they have lost the parachute they once has in times of financial setback-- a back-up earner (usually Mom) who could go into the workforce if the primary earner got laid off or fell sick. This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can no longer be made up with extra income from an otherwise-stay-at-home partner.During the same period, families have been asked to absorb much more risk in their retirement income. Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money. For much of the past year, President Bush campaigned to move Social Security to a savings-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families, the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen--and newly fashionable health-savings plans are spreading from legislative halls to Wal-Mart workers, with much higher deductibles and a large new dose of investment risk for families’ future healthcare. Even demographics are working against the middle class family, as the odds of having a weak elderly parent-- and all he attendant need for physical and financial assistance -- have jumped eightfold in just one generation.From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders. The financial fallout has begun, and the political fallout may not be far behind. Which of the following is the best title for this text()
A. The Middle Class on the Alert
B. The Middle Class on the Cliff
C. The Middle Class in Conflict
D. The Middle Class in Ruins
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Some countries are more populous; some have more crime. But in no other country are crime fighters quite so knowledgeable about citizens as in Britain. On January 4th a boastful Home Office detailed the triumphs of the world’s biggest forensic DNA database, which holds samples from more than 5% of the entire population of England and Wales. Recent changes to the rules governing the database mean that it may eventually hold profiles from more than a fifth of all adults. Once a country starts storing DNA samples from criminals it is hard to resist the urge to expand the collection. When the National DNA Database (NDNAD) was set up in 1995, samples could only be taken from those charged with "recordable" offences. If a suspect was not tried, or was freed, the sample had to be destroyed and the profile removed from the database. That law was abandoned in 2001 , after two men who had been convicted of murder and rape had their cases overturned on appeal -the DNA evidence against them related to crimes they had not been convicted of, and so ought to have been removed from the database. The change has led to the retention of around 200,000 samples that would previously have been destroyed. Some 7,591 of these were subsequently matched with samples from crime scenes, including those from 88 murders and 116 rapes. And since April 2004, police have been able to take and keep samples from anyone arrested for a recordable offence, even if charges do not ensue. The main reason the NDNAD is larger than databases in other countries is that Britain was first to start using DNA as an investigative tool. So not only has it had time to collect more DNA samples, but it has also had longer to appreciate the sheer power of a large database. "Every other country that does data basing will get to where Britain is now," says Chris Asplen, a consultant to law enforcement agencies and governments on DNA technology. The increased use of DNA evidence has given rise to intriguing new courtroom defences. DNA tests are now so sensitive that they can detect if a person has sneezed or sweated near an object. John Swain, a barrister with a background in biochemistry, recently defended a man charged with armed robbery. The defendant’s DNA was on the gun that was used, but the defences argued that he might just have been near it after he had been to the gym, and that an errant bead of sweat could account for the presence of his DNA on a weapon he had never handled. He was declared not guilty. The text mainly tells us that
A. more populous countries have more crime.
British citizens are quite knowledgeable about DNA.
C. Britain’s forensic DNA database is the world’s biggest and it is growing fast.
D. the DNA databases are of great help to crime fighters.
During the past generation, the American middle-class family that once could count on hard work and fair pay to keep itself financially secure has been transformed by economic risk and new realities. Now a pink slip, a bad diagnosis, or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect: family risk has risen as well. Today’s families have budgeted to the limits of their new two-paycheck status. As a result, they have lost the parachute they once has in times of financial setback-- a back-up earner (usually Mom) who could go into the workforce if the primary earner got laid off or fell sick. This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can no longer be made up with extra income from an otherwise-stay-at-home partner.During the same period, families have been asked to absorb much more risk in their retirement income. Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money. For much of the past year, President Bush campaigned to move Social Security to a savings-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families, the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen--and newly fashionable health-savings plans are spreading from legislative halls to Wal-Mart workers, with much higher deductibles and a large new dose of investment risk for families’ future healthcare. Even demographics are working against the middle class family, as the odds of having a weak elderly parent-- and all he attendant need for physical and financial assistance -- have jumped eightfold in just one generation.From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders. The financial fallout has begun, and the political fallout may not be far behind. According to the author, health-savings plans will()
A. help reduce the cost of healthcare
B. popularize among the middle class
C. compensate for the reduced pensions
D. increase the families’ investment risk
When a disease of epidemic proportions threatens the public, scientists immediately get to work, trying to locate the source of affliction and find ways to combat. Vaccination is one of the effective ways to protect the (1) population of a region or country which may be (2) grave risk. The process of vaccination allows the patient’s body to (3) immunity to the virus or disease so that, if it is encountered, one can fight it (4) naturally. To accomplish this, a small weak or dead (5) of the disease is actually injected into the patient in a controlled environment, (6) his body’s immune system can learn to fight the invader (7) . Information (8) how to penetrate the disease’s defenses is (9) to all elements of the patient’s immune system in a process that occurs naturally, in which genetic information is passed from cell to cell. This makes sure that (10) the patient later come into contact with the real problem, his body is well equipped and trained to (11) with it, having already done so before.There are, however, dangers (12) in the process. (13) , even the weakened version of the disease contained in the vaccine proves (14) much for the body to handle, resulting in the immune system (15) , and, therefore, the patient’s death. Such is the case of the smallpox vaccine, (16) to eradicate the smallpox epidemic that nearly (17) the whole Native American population and killed massive numbers of settlers. (18) 1 in 10,000 people who receive the vaccine (19) the smallpox disease from the vaccine itself and dies from it. Consequently, the process, which is truly a (20) , may indeed hide some hidden curses. 3()
A. eliminate
B. identify
C. develop
D. deliver
During the past generation, the American middle-class family that once could count on hard work and fair pay to keep itself financially secure has been transformed by economic risk and new realities. Now a pink slip, a bad diagnosis, or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months. In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect: family risk has risen as well. Today’s families have budgeted to the limits of their new two-paycheck status. As a result, they have lost the parachute they once has in times of financial setback-- a back-up earner (usually Mom) who could go into the workforce if the primary earner got laid off or fell sick. This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can no longer be made up with extra income from an otherwise-stay-at-home partner. During the same period, families have been asked to absorb much more risk in their retirement income. Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money. For much of the past year, President Bush campaigned to move Social Security to a savings-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families, the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen--and newly fashionable health-savings plans are spreading from legislative halls to Wal-Mart workers, with much higher deductibles and a large new dose of investment risk for families’ future healthcare. Even demographics are working against the middle class family, as the odds of having a weak elderly parent-- and all he attendant need for physical and financial assistance -- have jumped eightfold in just one generation. From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders. The financial fallout has begun, and the political fallout may not be far behind. It can be inferred from the last paragraph that ______.
A. financial risks tend to outweigh political risks
B. the middle class may face greater political challenges
C. financial problems may bring about political problems
D. financial responsibility is an indicator of political status