Passage Two The handy ATM/debit card you’ve packed for your big overseas vacation may be packed with fees. Many banks charge fees whenever a customer uses an ATM/debit card outside the United States. Debit cards, such as the Visa Check Card and MasterCard Money, are linked to a cardholder’s checking account and can be used for purchases and to withdraw money from overseas ATMs. Foreign-fee double whammy. Most banks zap customers with USD1.50 to USD5 fees for using overseas ATMs. And now some major banks are charging customers 2-percent fees for each debit card purchase made while traveling abroad. These new fees come on top of 1 percent fees long charged by Visa and MasterCard for transactions involving foreign currency. "If your bank is adding 2 percent it’s simply because they see it as a way of getting extra money out of you," says Ed Perkins, a nationally syndicated travel columnist and consumer advocate. "By the time your bank gets the charge it’s already in dollars. " When you make a purchase with a credit card or debit card, you pay an overseas merchant in local currency. But the charge that shows up on your credit card bill or bank statement is in US dollars. When you make a purchase with a credit card or debit card, you pay an overseas merchant in local currency.
A. Right
B. Wrong
C. Doesn’t say
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Directions: In this section, you will hear ten short conversations. At the end of each conversation, a question will be asked about what was said. The conversation and question will be spoken only once. During the pause, you must read the four choices marked A, B, C, D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.
At the exchange desk.
B. On the board.
C. On the desk.
D. On the notebook.
案例分析题 所给出的图、表或一段文字均有5个问题要你回答。你应根据资料提供的信息进行分析比较、计算和判断处理。 请开始答题:一、根据下面的统计表回答以下各题: 城乡居民收入差距(单位:元/人)年份城乡居民人均可支配收入扣除物价因素的城镇居民人均可支配收入农村居民人均可支配收入扣除物价因素的农村居民人均可支配收入差距指数(以农村为1)1981620.19576.92191.33186.663.091986967.20864.34397.60383.052.2619901704.681465.76601.51536.222.7319943070.902645.05921.40809.083.27 哪一年农村居民人均可支配收入增长速度最快( )
A. 1981年
B. 1986年
C. 1990年
D. 1994年
Foreign exchange markets provide services for international investors or financiers such as forward transactions and foreign currency futures to eliminate certain risks.
Directions: Read the following passages and determine whether the sentences are " Right" or "Wrong". If there is not enough information to answer "Right" or "Wrong", choose "Doesn’t say". Then mark the corresponding letter on the ANSWER SHEET by drawing a single line through the center.Passage One The BIS is the central bankers’ central bank. It is very discreet, and very influential. It was founded in 1930 to act as a trustee for the loans associated with the Young Plan for Germany Reparations. The first members of the bank were the central banks of Belgium, France, Germany, Italy, Japan and the United Kingdom, together with three private U. S. banks. The Federal Reserve Bank subsequently became a member alone with all the major European central banks. Current membership consists of 30 central banks, of which 25 are European plus the United States, Canada, Australia, and South Africa. (The BIS was unique in having Alhania and South Africa as co-member. ) The board of directors is composed of the governors of the central banks of Belgium, France, Germany, Italy, and the United Kingdom, together with co-opted directors from among the governors of those member central banks that do not have a representative on the board. The BIS has three main functions. It acts as a bank, primarily as a central bankers’ bank; it acts as a gathering place for central hankers, a vehicle for international monetary cooperation; and it acts as trustee for various international loans. The BIS’s role as an intermediary provides a number of advantages to other central banks. The first is anonymity : sometimes it is not convenient for a central bank to be seen to withdraw its funds from the market. The second is risk spreading: a deposit with the BIS is very safe since the bank is highly liquid. Finally, deposits placed with the BIS can usually be withdrawn at very short notice. Albania and South Africa share a seat in the BIS.
A. Right
B. Wrong
C. Doesn’t say