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要约失效的情形有哪些？

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For a person who cannot speak a word of English, life in Britain __________________(是很难想象的).

What attitude do people take toward the disabled people today

有担保流动资金贷款是银行向个人发放的用于满足生产经营流动资金需求的贷款，借款人通常事先不确定交易对象，银行可以采用借款人自主支付方式。( )

A. 对
B. 错

________________(没有理由) why you shouldn’’t tell them in advance that you are going.