SECTION A CONVERSATIONS
Directions: In this section you will hear several conversations. Listen to the conversations carefully and then answer the questions that follow.
听力原文：M: Hello, Susan. What are you reading？
W: An article on banks and banking.
M: Goodness! How boring!
W: I find it interesting. Do you know what a bank's functions are？
M: Of course. It cashes my checks when I have any, and it keeps my money when I have any.
W: Stop joking. They also transfer funds to other banks within the same country or to banks in foreign coun tries.
M: That's true. I remember I once had to send some money to my sister in Cairo and father sent me to our bank, and it was all very simple.
W: And remember that in a bank you can buy travelers' checks, foreign currency and letters of credit.
M: Quite right.
W: And banks do much more than that. They grant loans to consumers, business firms, and even governments.
M: Do you think I could get a loan？ I'd like to start my own fashion store in London. You know, I am always keen on fashion.
W: Yes. You can mortgage your house to get up to $ 450,000 from the bank.
M: The question of banks is an interesting one.
W: Sure it is.
M: I'd like to read that article once you've finished with it, if you don't mind.
What is one service that banks do not provide？

A. Cashing checks.
B. Granting loans to major international organizations.
C. Selling traveler's checks.
D. Transferring funds.