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女孩,8岁。读一年级后留级二年,经诊断性的智力测试,该小儿的智商在正常以下。 诊断为智能迟缓的年龄为

A. 25岁以下
B. 20岁以下
C. 18岁以下
D. 16岁以下
E. 14岁以下

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2003年,中国银行业监督管理委员会从中国人民银行分离出来。2003年4月28日,中国银行业监督管理委员会正式挂牌,代表国务院行使银行业监督管理职责。 请根据以上资料回答下列问题: 中国银监会对银行机构收益合理性进行监管,我国衡量收益合理性的指标包括( )。

A. 利息回收率
B. 资本利润率
C. 资产利润率
D. 资本充足率

总结历次金融危机的教训,其中一个直接原因就是银行存在大量不良资产。根据我国金融资产现状,分析并回答以下问题: 银行监管的原则包括( )。

A. 依法监管
B. 优胜劣汰
C. 适度竞争
D. 谨慎监管

Most people do not think of fishes and other sea animals as having voices, and of those who are aware of the fact that many of them can "speak", few understand that these "conversations" have significance. Actually, their talk may be as meaningful as much of our own. For example, some sea animals use their "voices" to locate their food in the ocean expanses (广阔的区域); others use their "voices" to let their fellows know of their locations; and still others, as a means of obtaining mates. Sometimes, "speaking" may even mean the difference between life and death to a sea animal. It appears in some cases that when a predator (食肉动物) approaches, the prey (被捕的动物) depends on no more than the sounds it makes to escape.Fish sounds are important to man, also. By listening to them, he can learn a great deal about the habits of creatures that make them, the size of the School they form, the patterns of their migrations, and the nature of the environments in which they live. He can also apply this information to the more effective utilization of the listening spots he has set up to detect enemy submarines (潜水艇). A knowledge of fish sounds can avoid confusion and unneeded effort when a "new" sound is picked up and the sound sentry (哨兵) must decide whether or not to call an alarm. Which of the following statements can best be inferred from the passage()

A. Fishes only "speak" to communicate with each other.
B. Researches are now being made to study the significance of fish sounds.
C. Sea animals have a sharper hearing ability than men.
D. Sounds made by fish cannot be transmitted through the air.

某只股票年末每股税后利润为0.50元,市场利率为8%。 请根据以上资料回答下列问题: 股票交易价格与利率的关系是( )。

A. 当市场利率上升时,股票交易价格下跌
B. 当市场利率上升时,股票交易价格上涨
C. 当市场利率下降时,股票交易价格上涨
D. 当市场利率下降时,股票交易价格下跌

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