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A: Spot Dictation Direction: In this part of the test, you will hear a passage and read the same passage with blanks in it. Fill in each of the blanks with the words you have heard on the tape. Write your answer in the corresponding space in your ANSWER BOOKLET. Remember you will hear the passage ONLY ONCE. Stocks, bonds, land people invest in different things and (1) . But all investors (2) They want to get more money out of their investment than they put into it. The money they invest today (3) for future growth in the economy. But people can watch their own (4) take a wild ride as markets rise and fall. So investors have to decide (5) they are willing to take and for how long. One choice for people who want a (6) is the money market. Usually individuals do this through money market mutual funds. Mutual funds are investment pools. They (7) many investors. Money market mutual funds earn interest from (8) loans to government and businesses. But the return to investors is low because little risk is involved. (9) are loans, too. They have terms from (10) . The longer the term of a loan, the greater the risk that the investment will not be (11) . So notes and bonds usually pay higher interest rates than short-term bills or (12) . Millions of people invest in bonds and other debt-based products. This is true especially as people (13) and want to reduce the level of risk in their investments. But over time, debt-based investments have (14) provided lower returns than stocks. Stock is a share of (15) in a business. Common stock gives investors a vote on company (16) . It might also pay a small percentage of (17) , a dividend, one or more times a year. Not all stocks pay dividends. Some are valued more (18) . Investing in stocks of individual companies can be very risky. Bad news can quickly (19) Instead, many people invest in stock mutual funds so their money goes into many different stocks. (20) mix stocks and bonds to spread risk--and capital--even more.

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什么是讲授法它的具体形式有哪些教师如何正确运用讲授法

When I was looking for a Christmas present for my daughter in a toy store, a nicely dressed little girl, with some money in her little hand, was looking at some beautiful dolls. When she saw a doll she liked, she would ask her father if she had enough money. He usually said yes. At the same time, a boy, with old and small clothes, was looking at some video games. He, too, had money in his hand, but it looked no more than five dollars. Each time he picked up one of the video games and looked at his father, he shook his head. The little girl had chosen her doll, a very beautiful one. However, she noticed the boy and his father. She saw the boy give up a video game with disappointment(失望) and walk to another corner of the store. The little girl put her doll back to the shelf and ran over to the video game. After she talked to her father, she paid for the video game and whispered(耳语) to the shop assistant. So the boy got the video game that he wanted for free―he was told it was a prize from the store. He smiled happily, although he felt it was so incredible. The girl saw all this happen. She smiled, too. When I walked out of the store to my car, I heard the father ask his daughter why she had done that. I would never forget their short talk. “Daddy, didn’t Grandma want me to buy something that would make me happy” He said, “Of course, she did.” “Well, I just did!” With that, the little girl started skipping(蹦跳) towards their car happily. The story happened in a_______ .

A. school
B. toy store
C. cinema
D. computer room

中医是中国文化不可分割的一部分，为振兴中华做出了巨大的贡献。如今，中医和西医在中国的医疗保健领域并驾齐驱。中医以其独特的诊断手法、系统的治疗方式和丰富的典籍材料，备受世界瞩目。用西医的毒性和化学疗法治疗症会引起副作用，中医疗法却公认能显著地化解这副作用。中国的中医事业由国家中医管理局负责、有条不紊地开展和发扬。现在国家已经出台了管理中医的政策、政令和法规，引导并促进这个新兴产业的研究和开发。在定义上，中医是指导中国传统医理论和实践的一种医学，它包括中医疗法、中草、针灸、推拿和气功。

加密是把数据转换成不可读的形式，并在必要时再转换回来，以保证只有______才能阅读该信息。