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Gianni Agnelli, Chairman of Fiat, Italy’s largest private industrial corporation, is known in Italy as the Lawyer, because he was trained in law at Turin University. That he has never practiced, his training may soon be useful. On April l7th Mr. Agnelli admitted to a group of Italian industrialists in Venice (19) Fiat had been (20) in some corruptions in Italy. On April 2lst, Fiat’s lawyers and Cesare Romiti, its managing director, met Milan magistrates to (21) the firm’s involvement in bribery to win business from state-owned companies.Fiat is not the (22) Italian company caught up in Italy’s increasing Political corruption scandal. According to the latest figure, some 200 businessmen and politicians were sitting in prison (23) a result of judicial inquiries into kickbacks paid to politicians by firms. Hundreds more are still (24) influence of Fiat, (25) sales are equal to 40% of Italy’s home product, the scandal at the company has (26) the industrial establishment.Though neither Mr. Agnelli (27) Mr. Romiti has been (28) of wrongdoing, several other senior Fiat managers have allegedly been involved in paying kickbacks to win state-owned contracts. (29) arrested include Francesco Mattiol, Fiat’s finance director, and Antonio Moscon, the (30) head of its Toro insurance branch. (31) men have been (32) about their previous roles on the board of Cogefar-Impresit, Fiat’s construction subsidiary. Last May, Enzo Papi admitted paying a 1.5 million-dollar bribe for a contract, (33) to Milan’s underground. 21()

A. talk
B. say
C. speak
D. discuss

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The Crisis of CreditHere’s the scary thing about the identity-theft ring that the feds cracked last week: there was nothing any of its estimated 40, 000 victims could have done to prevent it from happening. This was an inside job, according to court documents. A lowly help-desk worker at Teledata Communications, a software firm that helps banks access credit reports online, allegedly stole passwords for those reports and sold them to a group of 20 thieves at $ 60 a pop. (8) Cost to the victims: $ 3 million and rising. Even scarier is that this, the largest identity-theft bust to date, is just a drop in the bit bucket. More than 700,000 Americans have their credit hijacked every year. It’s one of crime’s biggest growth markets. A name, address and Social Security number — which can often be found on the Web — are all anybody needs to apply for a bogus line of credit. Credit companies make $ 1.3 trillion annually and lose less than 2% of that revenue to fraud. (9) As it stands now, it’s up to you to protect your identity.The good news is that there are plenty of steps you can take. Most credit thieves are opportunists, not well-organized gangs. (10) Others steal wallets and return them, taking only a Social Security number. Shredding your junk mail and leaving your Social Security card at home can save a lot of agony later.But the most effective way to keep your identity clean is to check your credit reports once or twice a year. There are three major credit-report outfits: Equifax (equifax.com), Trans-Union (www.transunion.com) and Experian (experian.com). (11) Of the three, I found Trans Union’s website to be the cheapest and most comprehensive- laying out state-by-state prices, rights and tips for consumers in easy-to-read fashion.If you’re lucky enough to live in Colorado, Georgia, Maryland, Massachusetts, New Jersey or Vermont, you are entitled to one free report a year by law. (12) Avoid services that offer to monitor your reports year-round for about $ 70; that’s $10 more than the going rate among thieves. If you think you’re a victim of identity theft, you can ask for fraud alerts to be put on file at each of the three credit-report companies. You can also download a theft-report form at: www. consumer. gov/idtheft, which, along with a local police report, should help when irate creditors come knocking. Just don’t expect justice. That audacious help-desk worker was one of the fewer than 2% of identity thieves who are ever caught. 11()

A lot of them go Dumpster diving for those millions of "pre-approved" credit-card mailings that go out every day.
B. It used to get quite interesting around the dinner table.
C. That allowed the gang to cherry-pick consumers with good credit and applies for all kinds of accounts in their names.
D. So there’s little financial incentive for them to make the application process more secure.
E. All allow you to order reports online, which is a lot better than wading through voicemail hell on their 800 lines.
F. Otherwise it’s going to cost $8 to $14 each time.
G. This was an inside job, according to court documents.

The Crisis of CreditHere’s the scary thing about the identity-theft ring that the feds cracked last week: there was nothing any of its estimated 40, 000 victims could have done to prevent it from happening. This was an inside job, according to court documents. A lowly help-desk worker at Teledata Communications, a software firm that helps banks access credit reports online, allegedly stole passwords for those reports and sold them to a group of 20 thieves at $ 60 a pop. (8) Cost to the victims: $ 3 million and rising. Even scarier is that this, the largest identity-theft bust to date, is just a drop in the bit bucket. More than 700,000 Americans have their credit hijacked every year. It’s one of crime’s biggest growth markets. A name, address and Social Security number — which can often be found on the Web — are all anybody needs to apply for a bogus line of credit. Credit companies make $ 1.3 trillion annually and lose less than 2% of that revenue to fraud. (9) As it stands now, it’s up to you to protect your identity.The good news is that there are plenty of steps you can take. Most credit thieves are opportunists, not well-organized gangs. (10) Others steal wallets and return them, taking only a Social Security number. Shredding your junk mail and leaving your Social Security card at home can save a lot of agony later.But the most effective way to keep your identity clean is to check your credit reports once or twice a year. There are three major credit-report outfits: Equifax (equifax.com), Trans-Union (www.transunion.com) and Experian (experian.com). (11) Of the three, I found Trans Union’s website to be the cheapest and most comprehensive- laying out state-by-state prices, rights and tips for consumers in easy-to-read fashion.If you’re lucky enough to live in Colorado, Georgia, Maryland, Massachusetts, New Jersey or Vermont, you are entitled to one free report a year by law. (12) Avoid services that offer to monitor your reports year-round for about $ 70; that’s $10 more than the going rate among thieves. If you think you’re a victim of identity theft, you can ask for fraud alerts to be put on file at each of the three credit-report companies. You can also download a theft-report form at: www. consumer. gov/idtheft, which, along with a local police report, should help when irate creditors come knocking. Just don’t expect justice. That audacious help-desk worker was one of the fewer than 2% of identity thieves who are ever caught. 9()

A lot of them go Dumpster diving for those millions of "pre-approved" credit-card mailings that go out every day.
B. It used to get quite interesting around the dinner table.
C. That allowed the gang to cherry-pick consumers with good credit and applies for all kinds of accounts in their names.
D. So there’s little financial incentive for them to make the application process more secure.
E. All allow you to order reports online, which is a lot better than wading through voicemail hell on their 800 lines.
F. Otherwise it’s going to cost $8 to $14 each time.
G. This was an inside job, according to court documents.

A. ACCOUNTING & FINANCE FOR MANAGERSThe course provides experienced managers with the financial skills and commercial awareness necessary to be effective in business today. It is intended for managers who need to:·Use accounting information to aid decision-making and future development·Assess the financial implications of day-to-day business activities·Communicate effectively with accountants and bankers·Most students use this course to prepare for the diploma in Accounting and FinanceB. EFFECTIVE ORGANIZATIONAL SKILLS FOR MANAGEMENTThis is an introductory course for those with little or no experience or formal training in management skills. It includes seminars on:·How to make speeches and present company information clearly·Managing and chairing meetings·Time management·Delegating tasksC. BOOKKEEPING & ACCOUNTSThis one-term course is an introduction to the basics and requires no previous experience. The course demonstrates that good bookkeeping is covered, including sales and ledger books, petty cash and final accounts.D. MANAGING PEOPLEThis is a course about how successful organizations manage their resources. Participants will be asked to contribute from their own experience of human resource management in different kinds of organizations. The following topics will be discussed in depth:·Communication within organizations·Training staff to work co-operatively in group·Recruitment and selection of staff·Ongoing staff training and development·Career paths, promotion and job satisfaction The course is intended for people who lack accounting skills.()

A. ACCOUNTING & FINANCE FOR MANAGERSThe course provides experienced managers with the financial skills and commercial awareness necessary to be effective in business today. It is intended for managers who need to:·Use accounting information to aid decision-making and future development·Assess the financial implications of day-to-day business activities·Communicate effectively with accountants and bankers·Most students use this course to prepare for the diploma in Accounting and FinanceB. EFFECTIVE ORGANIZATIONAL SKILLS FOR MANAGEMENTThis is an introductory course for those with little or no experience or formal training in management skills. It includes seminars on:·How to make speeches and present company information clearly·Managing and chairing meetings·Time management·Delegating tasksC. BOOKKEEPING & ACCOUNTSThis one-term course is an introduction to the basics and requires no previous experience. The course demonstrates that good bookkeeping is covered, including sales and ledger books, petty cash and final accounts.D. MANAGING PEOPLEThis is a course about how successful organizations manage their resources. Participants will be asked to contribute from their own experience of human resource management in different kinds of organizations. The following topics will be discussed in depth:·Communication within organizations·Training staff to work co-operatively in group·Recruitment and selection of staff·Ongoing staff training and development·Career paths, promotion and job satisfaction The course will train you to make use of company accounts in planning.()

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