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Negotiable instruments are also referred to as "commercial paper." ( )

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Examples of negotiable instruments include checks and promissory notes. ( )

The primary benefit of a negotiable instrument is that it can be used asa substitute for money. ( )

Negotiable instruments serve as a substitute for money, act as credit devices, and act as record-keeping devices. ( )

A promissory note is an unconditional written order by one party that orders a second party to pay money to a third party. ( )