When anyone opens a current account at a bank, he is lending the bank money. He may (1) the repayment of the money at any time, either (2) cash or by drawing a check in favor of another person. (3) , the banker-customer relationship is that of debtor and creditor who is (4) depending on whether the customer’s account is (5) credit or is overdrawn. But, in (6) to that basically simple concept, the bank and its customer (7) a large number of obligations to one another. Many of these obligations can give (8) to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is (9) against him.The bank must (10) its customer’s instructions, and not those of anyone else. (11) , for example, a customer opens an account, he instructs the bank to debit his account only in (12) of checks drawn by himself. He gives the bank (13) of his signature, and there is a very firm rule that the bank has no right or (14) to pay out a customer’s money (15) a check on which its customer’s signature has been (16) It makes no difference that the forgery may have been a very (17) one: the bank must recognize its customer’s signature. For this reason there is no (18) to the customer in the practice, (19) by banks, of printing the customer’s name on his checks. If this (20) Forgery, it is the bank that will lose, not the customer. (254 words) 13()
A. specifics
B. signs
C. symbols
D. specimens
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Directions: There are five reading passages in this part. Each passage is followed by five questions. For each question there are four suggested answers marked A, B, C and D. Choose the best answer and blacken the corresponding letter on ANSWER SHEET I.Passage One America is a country on the move. In unheard of numbers, people of all ages are exercising their way to better health. According to the latest figures, 59 percent of American adults exercise regularly-up 12 percent from just two years ago and more than double the figure of 25 years ago. Even non-exercisers believe they would be more attractive and confident if they were more active. It is hard not to get the message. The virtues of physical fitness are shown on magazine covers, postage stamps, and television ads for everything from beauty soaps to travel books. Exercise as a part of daily life did not catch on until the late 1960s when research by military doctors began to show the health benefits of doing regular physical exercises. Growing publicity (宣传) for races held in American cities helped fuel a strong interest in the ancient sport of running. Although running has leveled off in recent years as Americans have discovered equally rewarding and sometimes safer forms of exercise, such as walking and swimming, running remain the most popular forms of exercise. As the popularity of exercise continues to mount, so does scientific evidence of its health benefits. The key to fitness is exercising the major muscle groups vigorously (强有力地) enough to approximately double the heart rate and keep it doubled for 20 to 30 minutes at a time. Doing such physical exercises three times of more a week will produce considerable improvements in physical health in about three months. It can be learnt from the passage that the health benefits of exercise. ()
A. are yet to be proved
B. are to be further studied
C. are supported by scientific evidence
D. are self-evident
Passage Four When I began reading Catch-22, I thought it was a farcical satire on life in the’ United States Army Air Force. Later I believed that Mr. Heller’s target was modern war and all those who axe responsible for waging it. Still later it seemed that he was attacking social organization and anyone who derives power from it. But by the end of the book it had become plain to me that it is no other phrase will do the human condition itself which is the object of Mr. Heller’ an outraged fury and disgust. A reviewer must always keep an anxious eye on the state of his currency. If he announces too many masterpieces he risks inflation (though it is sometimes forgotten by some of us that the cowardice of perpetual crabbing (挑剔) receives its own kind of punishment). It does not seem many weeks since I was proclaiming that Malcolm Lowry’s Under the Volcano is one of the great English novels of the century; and not long before that I was urging that attention should be paid to the magnificent and neglected talent of William Gerhardi. But at the risk of inflation I cannot help writing that Catch-22 is the greatest satirical work in English since Erewhon. For the fact is that all my successive interpretations of this book now seem to have been accurate, even if the earlier ones were also incomplete. The book has an immense and devastating (讽刺的) theme, but this theme is illustrated, as it should be, by means of an observed reality. I am not suggesting that Catch - 22 is a realistic account of life in the war——time Air Force of America or any other country. The method of satire is to inflate (放大) reality so that all its partially concealed blemishes (缺点) turn into monstrous and apparent deformations. The effect of good satire is to make us laugh with horror. And this means that social and person- al evils which are being satirized must have been there, and must be felt by the reader to be there even while he is laughing at the results of the satirist’s inflating imagination. Why does the writer say "at the risk of inflation"()
A. Because he feels that he might be exaggerating
Because he has recently praised more works than usual
C. Because he finds it hard to be objective
D. Because he feels he may not praise the work sufficiently
Passage Three Space is a dangerous place, not only because of meteors but also because of rays from the sun and other stars. The atmosphere again acts as our protective blanket on earth. Light gets through, and this is essential for plants to make the food which we eat. Heat, too, makes our environment endurable. Various kinds of rays come through the air from outer space, but enormous quantities of radiation from the sun are screened off. As soon as men leave the atmosphere they are exposed to this radiation but their spacesuits or the walls of their spacecraft, if they are inside, do prevent a lot of radiation damage. Radiation is the greatest known danger to explorers in space. The unit of radiation is called "rem". Scientists have reason to think that a man can put up with far more radiation than 0.1 ream without being damaged; the figure of 60 rems has been agreed on. The trouble is that it is extremely difficult to be sure about radiation damage--a person may feel perfectly well, but the cells of his or her sex organs may be damaged, and this will not be discovered until the birth of deformed (畸形的) children or even grandchildren. Missions of the Apollo flights have had to cross belts of high radiation and, during the outward and return journeys, the Apollo crew accumulated a large amount of reams. So far, no dangerous amounts of radiation have been reported, but the Apollo missions have been quite short. We simply do not know yet how men are going to get on when they spend weeks and months outside the protection of the atmosphere, working in a space laboratory. Drugs might help to decrease the damage done by radiation, but no really effective ones have been found so far. According to the first paragraph, the atmosphere is essential to man in that
A. it protects him against the harmful rays from space
B. it provides sufficient light for plant growth
C. it supplies the heat necessary for human survival
D. it screens off the falling meteors
Passage Five Auctions (拍卖) are public sales of goods, conducted by an officially approved auctioneer. He asks the crowd assembled in the auction room to make offers, or "bids", for the various items on sale. He encourages buyers to bid higher figures, and finally names the highest bidder as the buyer of goods. This is called "knocking down the goods, for the bidding ends when the auctioneer bangs a small hammer on a table at which he stands, This is often set on a raised platform called a rostrum. The ancient Romans probably invented sales by auction, and the English word comes from the Latin auction, meaning "increase". The Romans usually sold in this way the spoils taken in war; these sales were called "subusta", meaning "under the spear", a spear being stuck in the ground as a signal for a crowd to gather. In the eighteenth and nineteenth centuries goods were often sold by the candle’, a short candle was lit by the auctioneer; and bids could be made while it stayed alight. An auction is usually advertised beforehand with full particulars of the articles to be sold and where and when they can be viewed by possible buyers. If the advertisement cannot give full details, catalogues are printed, and each group of goods to be sold together, called a "lot", is usually given a number. The auctioneer need not begin with lot 1 and continue in numerical order; be may wait until he registers the fact that certain dealers arc in the room and then pro- duce the lots they are likely to be interested in. The auctioneer’s services are paid for in the form of a percentage of the price the goods are sold for. The auctioneer therefore has a direct interest in pushing up the bidding as high as possible. Practicaly all goods whose qualities vary are sold by auction. Among these are coffee, hider, skins, wool, tea, cocoa, furs, spices, fruit and vegetables and wines. Auction sales are also usual for land and property, antique, furniture, pictures, rare books, old china, and similar works of art. The auction-rooms at Christie’s and Sotheby’s in London and New York are world famous. A candle used to bum at auction sales ()
A. because they took place at night
B. as a signal for the crowd together
C. to limit the time when offers could be made
D. to keep the auctioneer warm