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How is the Red Clause Documentary Credit used？
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A bank manager speaks
My name is Jane Carson and I'm the manager of a savings bank in Portland, Oregon. My bank is open every day from 8: 30 in the morning until 4: 00 in the afternoon. On Fridays the bank remains open until 6:30 in the evening.
Friday is our busiest day. Many people get their paychecks on Fridays and they come into deposit them. I find that on Fridays I have to keep six windows open all day long. My bank tries very hard to reduce the amount of time that customers have to waif for service. We have many signs to remind people that they need their passbooks for all transactions and that they must fill out their deposit of withdrawal slips completely. If our depositors cooperate with us we can accommodate them with as few delays as possible.
Of course, people do forget. The tellers inform. me that many customers still forget to endorse their checks or try to open or close joint accounts with the signature of only one of the parties. But I hope that my program of information for customers will reduce such delays.
Banking has changed a lot in recent years. Computers now do much of the work that the tellers used to do. As computers improve, they are able to accomplish more difficult tasks and they help us serve our customers better.
Another important change in banking, especially for savings banks, are the many different term deposit accounts that are now available to our customers. Since these certificates of deposit offer very high interest rates they help attract depositors to our bank. I make sure that my staff always has the latest information about these accounts so that they can advise our depositors correctly.
My bank is not a very large bank. The total of our current assets and fixed assets comes to 15 550 000 dollars. I'm proud of our balance sheet. Although some banks across the country are having difficulties, my bank has more assets than liabilities. We are solvent and growing. The number of customers we serve has increased this year and I expect that it will continue to grow in the future.
Comprehension check
State whether each sentence is true or false based on the reading.
Jane Carson's bank closes at 3: 00 p. in. on Fridays.
What will the woman do next？
Why does the woman want to earn more than before？
It is important to note that ______.
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