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With the US economy slowing down, layoffs are everywhere. No industry is spared. If you end up having to start over, in addition to starting your job search, there are several things you should take care of to make your transition a smooth one.First and foremost, clear up any misunderstanding about how and why you left your last job with your exb0ss. Whether you left voluntarily, were fired or were laid off due to budget cutbacks, make sure you both have the same explanation. Agree on job titles accordingly. Also ask for a reference if you think your ex-boss will offer one and you trust that he or she will speak honestly about your performance.You should have a source of emergency cash that you can use in the interim. Don’t panic and liquidate your stocks and bonds just yet, be optimistic in your prospects while also be more frugal than usual. You should save money on not having to dry clean work clothes so often and eating less take-out lunches. Save money by not eating out at restaurants and watch videos rather than going to the movies every weekend. Make a note of your job-hunting expenses, such as career counselor consulting fees and resume printing costs, and save the receipts. By next year’s taxfIIing time, you could get deductions on your job-search expense (unless you left a job willingly or was a college graduate looking for your first job).Most companies terminate your medical insurance coverage as soon as you stop working for them. But it doesn’t mean you have to forgo medical coverage altogether. There is something called Consolidated Omnibus Budget Reconciliation Act (COBRA) in the United States that legally protects an ex-employee’s right to stay in the company’s health care plan. However, the company will stop paying your premiums, and you will have to pay out of your pocket the expenses-This is still a good option compared to no health insurance at all.Another important thing to take care of when you change jobs is your 401 (k) account. A 401 (k) is the retirement fund that most companies offer. It’s named after section 401 (k) in the Internal Revenue Service’s policy documents. You put aside a percentage of your paycheck each pay period, and the money accumulated will be managed by the 401 (k) fund manager your employer has hired and is invested in the stock market. You cannot withdraw money from this account until you reach this age, or you will incur penalties. When you leave a job, the money can sometimes be kept with your ex-employer for a while. It’s always a good idea to compare your new employer’s 401 (k) plan with your old one. Every company offers different types of investment options, form over- seas stocks to high-tech stocks and everything in between. If you do want to transfer the account to your new employer, you need to go to the human resources department and ask for forms that help you make the transition.Don’t forget to ask for job leads form your ex-coworker. Even if you are leaving for a job in an- other industry, you never know what people they happen to know that can help with your job search. Keep in touch with the friends you have make at your old job. Remember to anchor yourself to people, not institutions, and you will find that any transition is made easier. According to paragraph 1, in the United States, （）
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It is appropriate on an anniversary of the founding of a university to remind ourselves of its purposes. It is equally appropriate at such time for students to (21) why they have been chosen to attend and to consider how they can best (22) the privilege of attending.At the least you as students can hope to become (23) in subject matter which may be useful to you in later life. There is, (24) , much more to be gained. It is now that you must learn to exercise your mind sufficiently (25) learning becomes a joy and you thereby become a student for life. (26) this may require an effort of will and a period of self-discipline. Certainly it is not (27) without hard work. Teachers can guide and encourage you, but learning is not done passively. To learn is your (28) .There is (29) the trained mind satisfaction to be derived from exploring the ideas of others, mastering them and evaluating them. But there is (30) level of inquiry which I hope that some of you will choose. If your study takes you to the (31) of understanding of a subject and, you have reached so far, you find that you can penetrate to (32) no one has been before, you experience an exhilaration which can’t be denied and which commits you to a life of research.Commitment to a life of scholarship or research is (33) many other laudable goals. It is edifying, and it is a source of inner satisfaction even (34) other facets of life prove disappointing. I strongly (35) it. 24（）
Grooming and personal hygiene have been around for ages. It’s hard to imagine a time when people weren’t concerned with taking care of their appearance and their bodies. Perhaps these practices started when Adam first took a bath and combed his hair before going on a date with Eve. Or maybe they began when Eve put on some herbal makeup to make herself more beautiful. No matter where they started, grooming and personal hygiene have become an important part of everyone’s daily routine.You might think that all modern societies would have the same grooming and personal hygiene practices. After all, doesn’t everybody take baths Most people do recognize the need for hygiene, which is the basis for cleanliness and health--and a good way to keep one’s friends. Grooming practices include all the little things people do to make themselves look their best, such as combing their hair and putting on makeup. However, while most modern people agree that these things are important, people in different cultures take care of themselves in different ways.There used to be an old joke in America that people should take a bath once a week, whether they need one or not. In fact, though, Americans generally take a bath--or more commonly, a shower--every day. But in contrast to some cultures, most Americans get their shower in the morning, so they can start the day fresh. And instead of going to a beauty parlor for a shampoo, many Americans prefer to wash and style their own hair. So if Americans have a "bad hair day", they have no one to blame but themselves. But most people in America do head for the beauty parlor or barber shop occasionally for a haircut, a perm or just some friendly conversation.Americans are known for having very sensitive noses. In America, "B. O." (body odor) is socially unacceptable. For that reason, Americans consider the use of deodorant or anti-perspiration a must. Ladies often add a touch of perfume for an extra fresh scent. Men may splash on after-shave lotion or manly-smelling cologne. Another cultural no--no in America is bad breath. Americans don’t like to smell what other people ate for lunch--especially onions or garlic. Their solution Mouthwash, breath mints and even brushing their teeth after meals.Some of the cultural variations in grooming practices result from physical differences between races. Whereas many Asian men have little facial hair, Westerners have a lot. As a result, most American men spend some time each day shaving or grooming their facial hair. Beards and mustaches are common sights in America, although their popularity changes from generation to generation. Most American men who wear facial hair try to keep it nicely trimmed. American women, on the other hand, generally prefer not to be hairy at all. Many of them regularly shave their legs and armpits.Americans put great value on both grooming and personal hygiene. For some people taking care of themselves has become almost a religion. As the old saying goes, "Cleanliness is next to godliness." Whether or not being clean and well-groomed brings one closer to God, it certainly brings one closer to others. Americans look down on people who don’t take care of themselves, or who "let themselves go". To Americans, even if we don’t have much to work with, we have to make the best of what we’ve got. By citing "Adam and Eve", the author wants to show that（）
Is there no （）to what you propose
It is appropriate on an anniversary of the founding of a university to remind ourselves of its purposes. It is equally appropriate at such time for students to (21) why they have been chosen to attend and to consider how they can best (22) the privilege of attending.At the least you as students can hope to become (23) in subject matter which may be useful to you in later life. There is, (24) , much more to be gained. It is now that you must learn to exercise your mind sufficiently (25) learning becomes a joy and you thereby become a student for life. (26) this may require an effort of will and a period of self-discipline. Certainly it is not (27) without hard work. Teachers can guide and encourage you, but learning is not done passively. To learn is your (28) .There is (29) the trained mind satisfaction to be derived from exploring the ideas of others, mastering them and evaluating them. But there is (30) level of inquiry which I hope that some of you will choose. If your study takes you to the (31) of understanding of a subject and, you have reached so far, you find that you can penetrate to (32) no one has been before, you experience an exhilaration which can’t be denied and which commits you to a life of research.Commitment to a life of scholarship or research is (33) many other laudable goals. It is edifying, and it is a source of inner satisfaction even (34) other facets of life prove disappointing. I strongly (35) it. 31（）
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