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下面有3篇短文，每篇短文后有5道题，每题后面有4个选项。请仔细阅读短文并根据短文回答其后面的问题，从4个选项中选择1个最佳答案。第一篇 How Do American Consumers Borrow Young consumers often have not established their credit ratings. Many do not have steady incomes. They might have difficulty borrowing money from an agency in business to make loans. Parents or relatives are usually their best source of loans. Of course, the parents or relatives would have to have money available and be willing to lend it. You might even get an interest-free loan. However, a parent or relative who lends should receive the same interest as any other lender. There are disadvantages in borrowing from parents or relatives. One is that they may not insist on you paying back the money by a certain time. As a result, you might let the loan drag on. This is especially true if you are not required to pay interest. This is not a way to develop good credit habits. For most consumers, the cheapest place to borrow is at a commercial bank. Banks are a good source of installment loan which may run for 12 months or up to 30. Most banks also make single-payment loans to consumers for short periods--30,60 ,or 90 days. The newest type of bank loan is one that a depositor can get simply by writing a check. It is usually called something like "ready credit" or "reserved checking." It works like this. A depositor is given a limited amount of credit, usually between ＄500 and ＄1,000. He or she may write checks up to the amount allowed. Once a check has been written, the amount of the check becomes a loan. Usually no charge is made for interest until the loan is made. A typical interest rate is 3 cents per ＄100 per day, or just under I percent a month. Suppose that you used ＄100 of your credit and repaid it in 30 days. The cost would be 90 cents. If you repaid it in 10 days, the cost would be only 30 cents. The advantage of borrowing from a bank is that banks generally charge lower rates than most other lenders. One reason is that banks have more strict credit requirements than most other lenders. A consumer must have a fairly good credit rating to get a bank loan. According to the first paragraph, young people ______.
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阅读下面这篇短文，短文后列出7个句子，请根据短文的内容对每个句子做出判断。 The Ice Age Twenty thousand years ago, the earth was held in control by relentlessly (不宽容地) probing fingers of ice that drew power from frigid strongholds in the north and crept southwestward to bury forests, fields, and mountains. Landscapes that were violated by the slowly moving glaciers(冰川 )would carry the scars of this advance far into the future. Temperatures dropped deeply, and land surfaces in many parts of the world were depressed by the unrelenting weight of the thrusting ice. At the same time, so much was drawn from the oceans to form these huge glaciers that sea levels around the world fell by three hundred and fifty feet, and large areas of the continental shelf became dry land. This period of the Earth’s history had come to be called the Ice Age. In all, about eleven million square miles of land were covered with ice. The Ice Age terminated about fourteen thousand years ago when the ice sheets began to retreat. It took about seven thousand years for the ice to retreat to its present level. The title can be replaced by The Glacial Epoch.
第三篇 Natural Medicines Since earliest days, humans have used some kinds of medicines. We know this because humans have survived. Ancient treatments for injury and disease were successful enough to keep humans from dying out completely. They were successful long before the time of modern medicine. Before the time of doctors with white coats and shiny(发亮的)instruments. Before the time of big hospitals with strange and wonderful equipment. Many parts of the world still do not have university-educated doctors, Nor do they have expensive hospitals. Yet injuries are treated. And diseases are often cured. How By ancient methods. By medicines that might seem mysterious, even magical(有魔力的). Traditional medicines are neither mysterious nor magical, however. Through the centuries, tribal (部族的)medicine men experimented with plants. They found many useful chemicals in the plants. And scientists believe many of these traditional medicines may provide the cure for some of today’s most serious diseases. Experts say almost 80% of the people in the world use plants for health care. These natural medicines are used not just because people have no other form of treatment. They are used because people trust them. In developed areas, few people think about the source of the medicines they buy in a store. Yet many widely used medicines are from ancient sources, especially plants. Some experts say more than 25% of modern medicines come, in one way or another, from nature. Scientists have long known that nature is really a chemical factory. All living things contain chemicals that help them survive. So scientists’ interest in traditional medicine is not new. But it has become an urgent concern. This is because the earth’s supply of natural medicines may be dropping rapidly. It is believed by scientists that traditional medicines ______.
阅读下面这篇短文，短文后有2项测试任务：(1)第23～26题要求从所给的6个选项中为第2～5段每段选择1个正确的小标题；(2)第27～30题要求从所给的6个选项中选择4个正确选项，分别完成每个句子。 Health Education1．Health education is the part of health care that is concerned with promoting healthy behavior. A person’s behavior may be the main cause of a health problem, but it can also be the main solution. This is true for the teenager who smokes, the mother with the poorly nourished (营养)child, and the butcher (屠夫,卖肉的人)who gets a cut on his finger, By changing their beha～vior these individuals can solve and prevent many of their own problems.2．Health education does not replace other health services, but it is needed to promote the proper use of these services. One example of this is immunization (免疫) :scientists have made many vaccines (疫苗) to prevent diseases, but this achievement is of no value unless people to go receive the immunization.3．Health education encourages behavior that promotes health, prevents illness, cures disease, and contributes to recovery. The needs and interests of individuals, families, groups, organizations, and communities are at the heart of health education programs. Thus there are many opportunities for practicing health education.4．Health education is not the same thing as health information. Correct information is certainly a basic part of health education, but health education must also address the other factors that affect health behavior such as availability (可获性) of resouces, effectiveness of community leadership, social support from family members, and levels of self-help skills. Health education therefore uses a variety of methods to help people understand their own situations and choose actions that will improve their health. Health education is incomplete unless it encourages involvement and choice by the people themselves.5．Also, in health education we do not blame people if they do not behave in a healthy way. Often unhealthy behavior is not the fault of the individual. In health education we must work with families, communities, and even regional and national authorities to make sure that resources and support are available to enable each individual to lead a healthy life. Paragraph 5 ______
企业收到以外币投入的资本时，应采用收到外币资本时的交易日即期汇率折算。（）
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