题目内容

Which of the following statements about WeChat payment is true?

A. Tenpay is the front-end business.
B. WeChat payment is a back-end payment channel.
C. WeChat payment realizes the payment function through Tenpay.
D. WeChat payment belongs to the direct bank transfer.

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As for the problems of third-party payment, the Central Bank issued a document in August 2017, requesting that ________.

A. the third-party payment institutions must be disconnected from the bank
B. the payment institution must realize 100% deposit of the provisions
C. commercial banks are not allowed to transfer funds to third-party payment platforms
D. no third party payment license will be issued

Problems of third-party payment include ________.

A. improper management of reserves can easily lead to risks
B. impact on the anti-money laundering system
C. the security of platform user information deserves attention
D. cooperation banks of the platform need to be improved

Third-party payment avoids the risk of not receiving the goods after the buyer pays, which reflects the advantage of ________.

A. integrated payment
B. credit protection
C. personalization
D. efficiency

The third-party payment platform "Alipay" belongs to ________.

A. Virtual account payment model
B. Industry payment model
C. UnionPay electronic payment model
D. None of the above

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