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TEXT DSmiling and dapper, Fazle Hasan Abed hardly seems like a revolutionary. A Bangladeshi educated in Britain, an admirer of Shakespeare and Joyce, and a former accountant at Shell, he is the son of a distinguished family, his maternal grandfather was a minister in the colonial government of Bengal; a great-uncle was the first Bengali to serve in the governor of Bengal’s executive council. Now he received a very traditional distinction of his own. a knighthood. Yet the organization he founded, and for which his knighthood is a kind of respect, has probably done more than any single body to upend the traditions of misery and poverty in Bangladesh. Called BRAC, it is by most measures the largest, fastest-growing non-governmental organization (NGO) in the world—and one of the most businesslike.Although Mohammed Yunus won the Nobel Peace Prize in 2006 for helping the poor, his Grameen Bank was neither the first nor the largest microfinance lender in his native Bangladesh; BRAC was. Its microfinance operation disburses about $ 1 billion a year. But this is only part of what it does: it is also an Internet-service provider; it has a university; its primary schools educate 11% of Bangladesh’s children. It runs feed mills, chicken farms, tea plantations and packaging factories. BRAC has shown that NGOs do not need to be small and that a little-known institution from a poor country can outgun famous Western charities.None of this seemed likely in 1970, when Sir Faze turned Shell’s offices in Chittagong into a refuge for victims of a deadly cyclone. BRAC—which started as an acronym, Bangladesh Rehabilitation Assistance Committee, and became a motto, "building resources across communities"—surmounted its early troubles by combining two things that rarely go together: running an NGO as a business and taking seriously the social context of poverty.BRAC earns from its operations about 80% of the money it disburses to the poor (the remainder is aid, mostly from Western donors). It calls a halt to activities that require endless subsidies. At one point, it even tried financing itself from the tiny savings of the poor (is, no aid at all), though this drastic form of self-help proved a step too far. hardly any lenders or borrowers put themselves forward. From the start, Sir Fazle insisted on brutal honesty about results. BRAC pays far more attention to research and "continuous learning" than do most NGOs. David Korten, author of "When Corporations Rule the World", called it "as near to a pure example of a learning organization as one is likely to find. "What makes BRAC unique is its combination of business methods with a particular view of poverty. Poverty is often regarded primarily as an economic problem which can be alleviated by sending money. Influenced by three "liberation thinkers" fashionable in the 1960s—Frantz Fanon, Paulo Freer and Ivan Iliac—Sir Fazle recognized that poverty in Bangladeshi villages is also a result of rigid social stratification. In these circumstances, "community development" will help the rich more than the poor; to change the poverty, you have to change the society.That view might have pointed Sir Fazle towards left-wing politics. Instead, the revolutionary impetus was channeled through BRAC into development. Women became the institution’s focus because they are bottom of the heap and most in need of help: 70% of the children in BRAC schools are girls. Microfinance encourages the poor to save but, unlike the Graeme Bank, BRAC also lends a lot to small companies. Tiny loans may improve the lot of an individual or family but are usually invested in traditional village enterprises, like owning a cow. Sir Fazle’s aim of social change requires not growth (in the sense of more of the same) but development (meaning new and different activities). Only businesses create jobs and new forms of productive enterprise.After 30 years in Bangladesh, BRAC has more or less perfected its way of doing things and is spreading its wings round the developing world. It is already the biggest NGO in Afghanistan, Tanzania and Uganda, overtaking British charities which have been in the latter countries for decades. Coming from a poor country—and a Muslim one, to boot—means it is less likely to be resented or called condescending. Its costs are lower, too. it does not buy large white SUVs or employ large white men.Its expansion overseas may, however, present BRAC with a new problem. Robert Kaplan, an American writer, says that NGOs fill the void between thousands of villages and a remote, often broken, government. BRAC does this triumphantly in Bangladesh—but it is a Bangladeshi organisation. Whether it can do the same elsewhere remains to be seen. The word "disburses" in the second paragraph probably means().

A. to draw money.
B. to deposit money.
C. to receive money.
D. to pay out money.

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TEXT A"Google is not a conventional company. We do not intend to become one," wrote Larry Page and Sergey Brin, the search firm’s founders, in a letter to investors ahead of its stock market flotation in 2004. Since then, Google has burnished its reputation as one of the quirkiest companies on the planet. This year alone it has raised eyebrows by taking a stake in a wind-energy project off the east coast of America and by testing self-driving cars, which have already covered over 140,000 miles (225,000km) on the country’s roads.Google has been able to afford such flights of fancy thanks to its amazingly successful online-search business. This has produced handsome returns for the firm’s investors, who have seen the company transform itself in the space of a mere 12 years from a tiny start-up into a behemoth with a $180 billion market capitalization that sprawls across a vast headquarters in Silicon Valley known as the Googolplex. Google also stretches across the web like a giant spider, with a leg in everything from online search and e-mail to social networking and web-based software applications, or apps.Much of its growth has been organic, but Google has also splashed out on some sizeable acquisitions. In 2006 it paid $1.7 billion for You Tube, a website that lets people post videos of their children, kittens and Lady Gaga impersonations. The following year it snapped up Double-Click, an online-advertising network, for $ 3.1 billion. More deals are likely. Google is bidding for Group on, a trendy e-commerce business, using some of the $ 33 billion sitting in its coffers.All this has turned Google into a force to be reckoned with. But now the champion of the unorthodox is faced with two conventional business challenges. The first involves placating regulators, who fret that it may be abusing its considerable power. On November 30th the European Union announced a formal investigation into claims that Google has been manipulating search results to give an unfair advantage to its own services—a charge the firm vigorously denies. In America, Google faces a similar investigation in Texas and is also battling with a bunch of online-travel companies who have been lobbying the government to veto its recent purchase of ITA Software, a company that provides data about flights.The other challenge facing Google is how to find new sources of growth. In spite of all the experiments it has launched, the firm is still heavily dependent on search related advertising. Last year this accounted for almost all of its $ 24 billion of revenue and $ 6.5 billion of profit. Acquisitions such as You Tube have deepened rather than reduced the firm’s dependence on advertising. Steve Ballmer, the boss of Google’s arch-rival Microsoft, has derided the search company for being "a one trick pony".Ironically, investors’ biggest worry is that Google will end up like Microsoft, which has failed to find big new sources of revenue and profit to replace those from its two ageing ponies, the Windows operating system and the Office suite of business software. That explains why Google’s share price has stagnated. "The market seems to believe this could be like Microsoft version two," says Mark Mahoney, an analyst at Citigroup. News of the formal EU antitrust enquiry will no doubt invite further comparisons with Mr. Ballmer’s firm, which fought a long and bruising battle with European regulators.Is such a comparison fair Those who think it is point to several changes that could damage Google. The first is the rise of new ways in which people can find information online. They include social networks such as Facebook, which saw traffic to its site in America surpass that to Google’s sites earlier this year, and apps offered by Apple and other firms that help people find information without using a web browser. Google did all the following EXCEPT().

A. acquiring different companies.
B. developing software applications.
C. actively probing into new industries.
D. setting foot in various Internet areas.

Question 6 is based on the following news. At the end of the news item, you will be given 10 seconds to answer the question. Now listen to the news.[听力原文]The European Union has agreed a deal placing new limits on bankers’ bonuses from next year. (6) Under a deal agreed with the European Parliament, bankers will receive no more than 30% of their bonus immediately and in cash, or 20% for larger bonuses. The remaining bonus payments will be delayed and linked to long-term performance, with 50% paid in shares. Hedge funds will also be covered by the new rules, reporters have learned. That will place the pay of hedge fund managers in the City of London under regulation for the first time, the BBC’s business editor Robert Piston said. "The new rules won’t make a big difference to bankers based in London," he said. Under the deal agreed with the European parliament, bonuses bankers may get as low as().

A. 20 percent of bonus in cash immediately.
B. 30 percent of bonus in shares immediately.
C. 30 percent of bonus in hedge fund immediately.
D. 50 percent of bonus in hedge fund immediately.

TEXT CEvery morning at four-thirty, sixty concrete trucks—from Brooklyn, from Queens, from New Jersey— race in the dark over bridges and through tunnels and converge at the intersection of West and Verse Streets, where One World Trade Center is going up. Concrete is perishable, A load will spoil in ninety minutes once it has left the hatching plant. The trucks pull up to the construction site. They dump their loads into big baskets with hydraulic pumping systems. Eleven thousand three hundred tons of superstructure steel are waiting. The other day, Chris Ward, the executive director of the Port Authority, which is supervising the project, stood three hundred feet in the air, on what will be the twentieth of One World Trade Center’s hundred and four floors, and said, "This site will be understood by the public on how well this tower rises, but the real metric is how quickly the concrete gets poured. " Toward the building’s core, where office workers will one day ride elevators, members of Local 46 of the Metallic Lathers and Reinforcing Ironworkers union were torch-cutting rebar. Sparks flew. Below, tiny fluorescent-vested figures trundled dollies and hoisted planks in what looked like a scene from "Fraggle Rock. "Ward, who is fifty-five, took the Port Authority job in May of 2008. He inherited a huge, politically impossible mess: nineteen public agencies, two developers, a hundred and one contractors, and thirty-three architects have stakes in the World Trade Center redevelopment project. Ward’s first act was to order a reevaluation of the plans for the site. Thanks to him, a memorial will be completed in time for the tenth anniversary of September 11th—sooner than it might have been, but, for a lot of people, not soon enough. Ward wears a blue suit and speaks like a technocrat, but his handshake is a crusher and he knows his girders. He didn’t like the name Freedom Tower—as One World Trade Center was originally called—any more than anyone else did. He said, "That sense that New York needs a new downtown, that we need to defeat the terrorists—was it inevitable, that language I don’t know, but I can understand why it happened. "He is concerned that large-scale, sentimental thinking—"monumentalism," he calls it—has paralyzed the rebuilding process. "The political rhetoric, the sense that New York had to do everything huge at one time, obscured the construction reality," he said. He pointed out some steel bundles, dangling from a crane, and explained how the speeded-up schedule for the memorial affected the sequencing of PATH service, which affected the building of the "1 box"—the pod that encases the tracks of the No. 1 train, which runs directly through the site—which, in turn, affected the building of Larry Silverstein’s Three World Trade Center. To Ward, the site is a delicate, mutating mesh of counterweighted considerations—a high-stakes game of pickup sticks.New York is not Dubai. "People always say, ’How come One World Trade Center is taking so long The Empire State Building was built in fifteen months,’ " Ward said. "Yeah, well, people forget that five people died building the Empire State Building. " He noted that, while Dubai "can literally rip up and relocate an entire town," plans for a floating swimming-pool barge in city waters were delayed for years because of red tape. Walking, on ground level, through dirt and nails—but little garbage—he spotted the looming jackknife of the new Goldman Sachs tower, at 200 West Street. "People say, ’This Goldman Sachs building got built in four years. Why is One World Trade Center taking so long ’ Well, one reason is that this is getting built on top of a PATH train, and Goldman Sachs got built on top of a fucking parking lot !"The memorial is starting to come together. Standing on a concrete platform facing north, you can envision water gushing from spigots, which have been provisionally duct-taped in place, and rushing down thirty-foot granite walls into a pair of reflecting pools. The other day, workers were affixing slabs of granite to the wails.In mid-May, construction on One World Trade Center reached the twentieth floor, or what is called the "typical office floor"—the point beyond which the rest of the stories are easily replicated—and the hope is that, from now on, the building will rise about a floor every ten days."It’s thrilling when you see it, but it’s nerve-racking," Ward said. "The margin for error in this town is tough. \ As to the World Trade Center, which of the following is NOT mentioned in the first paragraph?()

A. It has altogether one hundred and four floors.
B. Construction workers are busy in building it.
C. Much concrete is used for the construction of it.
D. It is built on the spot where the old one was destroyed.

[听力原文]M: Now, do you make the best of your time In the studio today, we’ve got Roberta Wilson who’s a time management consultant. Good morning, Roberta.W: Good morning, Paul.M:Roberta,what exactly do time management consultants doW:Well, Paul. (1) It’s all about helping people to organize the work in an effective way, maximize efficiency, minimize stress.M: Sounds like something I need. Who are your clientsW: Era,mainly business people, but I’ve also worked with politicians, civil servants and university lecturers.M:Em, quite a range there.W: Em.M:Then what sorts of things help people to organize their time I suppose punctuality is importantW:Em, yes and no. It’s easier to finish a meeting on time if it starts on time. But in international context, so you do have to be aware of cultural differences.M: For exampleW:Well,in Britain, big formal meetings usually start on time, but less formal meetings often begin a few minutes late. In Germany, on the other hand, people expect all meetings to begin on time. In some countries, era, for example, Latin America, there is a more relaxed attitude, (2) so you do have to adapt to circumstances.M: One in RomeW: Yes, to some extent, yes.M: It sounds like even if you manage your own time very well, you still can’t control what other people do.W:Well, you can set limits. If you’re meeting a friend who always arrives late, you can say "Well, I’m going to wait for 15 minutes. " If they aren’t there by then, I’ll leave.M:Em, I’ve got one friend who’s always late. I don’t think I’ll ever see her if I did that.W: But people who are always late are the ones you need to set limits with. If they know that you would go away, then perhaps, they would make an effort.M:Isn’t that rather hardW: No, not really. Someone who comes eternally late is putting a low value on your time. Let them know you’ve got other things to do and (3)I’m not suggesting you do that with everyone, just the persistent latecomers. Though again, different cultures do have different view points on what constitutes serious lateness.M:What about interruptions I often come into the studio with something important I need to do. Then the phone rings or someone comes to see me. Before I know it, the day is over and I haven’t done what I planned.W: (4 A,D) Em, you need to defend your time. If you’re looking on something important, some one drops in to see you, get your diary out, politely tell them you’re busy and make an appointment for another time. If it isn’t important anyway, well, just go away. If it is, go and make an appointment so you can deal with it properly.M: Sounds practical.W: (4 B,C)Again, you do have to be careful. In some cultures, particularly Latin ones, this technique can upset people. But here in the United States, almost no one will be offended.M: So, does everything depend on cultureW:No, attitudes of time are one of the big differences between culture, but how you organize your own work is up to you. And there are a lot of techniques here. (5)For example, imagine you’ve got two important things to do. One of them is pleasant and the other isn’t. Always try to do the unpleasant task first. That way,the pleasant task is a reward for finishing. If you do it the other way round, you tend to slow down the pleasant task. Because you don’t want to do the unpleasant one.M: I’ll remember that. Finally, what, for you, is a hard-working personW: Em. I’m not very interested in hard-working people. You can spend 12 hours a day at the office without doing very much. I’m interested in productive and happy people.M:On another note, I have to say we’ve run out of time. Thank you Roberta, and over to Jazzmen to him the news. With whom do you need to set time limits?()

A. Everyone.
B. The persistent latecomers.
C. People who arrive occasionally late.
D. New acquaintances.

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