案例分析题Stowe and his girlfriend Ahmad started a voyage on a 20-metre ship on Saturday afternoon. They want the voyage to take them three times around the earth and last l,000 days without a stop.Stowe has already had many different sailing (航行)voyages in all kinds of weather, but his 23-year-old girlfriend has never sailed outside the Hudson River."This will be my first time sailing ever-except for up and down the Hudson River," said Ahmad.If they make it, their time away from land will beat the 657 days spent at sea by Jon Sanders from Australia. Jon Sanders went around the earth three times from 1986 to 1988.Stowe plans to sail into the north Atlantic (大西洋) before heading south of the Equator(道 ). After passing the Equator and before passing Cape Horn, he plans to sail around the south Atlantic. "This is a voyage that takes heart," he said. Every comer of the ship is filled with food. They also have a small library of books on different subjects, such as works of Joseph Conrad and every book written by Herman Melville. What does "voyage" mean in"... started a voyage... "()
A long trip by air.
B. A long trip by sea.
C. A long trip by land.
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案例分析题Americans use the word" friend" in their own way. Americans have school friends, work friends, and sports friends. These friendships grow out of the same interests. When people no longer do the same thing out of the same interests, the friendship may end.In some cultures(文化) friendship between two people may last for a lifetime. In these cultures friendships develop slowly, since they are built to last. American society (社会) is one of fast change. Studies show that one out of five American families move every year. American friendships develop quickly, and they may change just as quickly. Americans may seem very friendly and they often talk easily with strangers. They give each other information about their families, hobbies and work. They may smile warmly and say "Have a nice day" or "See you later". Students may say to each other, "Let’s get together sometime." But American friendliness does not always mean true friendship.Outsiders may think that Americans are too changeable, but learning what Americans think of friendship can help non-Americans keep away from misunderstandings (误解). It can also help them make friends the American way. Why do American friendships develop and change quickly()
A. Because American society changes quickly.
Because Americans like to talk with strangers.
C. Because Americans often change their hobbies.
商业银行开展个人理财顾问服务,应建立客户的评估报告制度,下列关于评估报告制度说法不正确的是()。
A. 个人理财业务人员对客户的评估报告,应报个人理财业务部门负责人
B. 对于投资金额较大的客户,评估报告除应经个人理财业务部门负责人审核批准外,还应送交董事会审核
C. 对于投资金额较大的客户,审核的权限应根据产品特性和商业银行风险管理的实际情况制定
D. 审核人员应着重审查理财投资建议是否存在误导客户的情况
民主集中制是党的根本政治原则。
A. 对
B. 错
一张10年期、票面利率10%、市场价格950元、面值1000元的债券,若债券发行人在发行1年后将债券赎回,赎回价格为1060元,且投资者在赎回时获得当年的利息收入,则提前赎回收益率为()。
A. 6.3%
B. 11.6%
C. 22.1%
D. 20%