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甲从隶属于中国银行的一储蓄所取款后,未及点数即回家,不一会儿,该所经手人储蓄员乙匆匆来到甲家中,说多付给甲人民币1000元,经查点后属实,甲遂退还乙1000元,乙表示感谢后返回。事后,甲想起该储蓄所柜台前的告示“钱款当面点清,离柜概不负责”,觉得该告示不公,遂表示异议。双方就此发生争议。 请结合上述材料回答下列问题: (1)银行在储蓄所设置的告示体现了何种法律价值请说明理由。 (2)银行的告示容易导致哪些法律价值的限制或者损害请说明理由。 (3)如何解决材料中涉及的法的价值之问的冲突请说明理由。

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