题目内容
Every so often, late at night, David Woodland steals away to the den of his home in Aberdeen, Washington, so that he can check stock prices on the Internet.Mr. Woodland, a 78-year-old retired insurance salesman, delights at how with the click of a mouse, he can tap into the facts and fortunes of Wall Street. "If I get a bright idea late at night," Mr. Woodland said, "I go into the office, fire up the computer and put a buy or sell order in."While online trading is popularly regarded as the province of any traders in their 20s and 30s, jumping in and out of the market to make quick profits, it is now being invaded by millions of people like Mr. Woodland—senior investors who bring much larger accounts and more stability to this fast-growing corner of the markets.The low cost of doing business online—now as little as $7 a trade—and the excitement of riding a bull market are the lures (诱惑) for many older investors—just as they are for the young. They are dismissing their full-service brokers, who offer research and advice but often charge more than $100 a trade, and instead are picking their own stocks, after downloading companies’ annual reports and other research basics."These things are incredible tools, now in the hands of an individual investor," said Carol Ports, 56, a retired crafts designer in Santa Barbara, California. "There’s no reason for me to have financial advisers. I am very analytical, and I like to get involved in research."According to a survey this fall of 630 people over 50 by Charles Schwab & Co., many older investors say the Internet has made them more confident about their investments and more willing to trust their own judgment. But such confidence may also cause some to gamble away their retirement nest eggs, financial experts warn. "If stocks enter a bear market, it could prove disastrous for retirees, who are so dependent on their savings.\ Compared with other age groups, why should older investors be more cautious about their investment（）
查看答案
搜索结果不匹配？点我反馈
更多问题
In a step that should help make the Internet safer for consumers, anti-virus giant Symantec on Wednesday will introduce a protection system designed to anticipate new ill-meaning programs that try to steal onto your computer. For decades, anti-virus protection has worked by reacting to new ill-meaning programs. Researchers rush to identify bad code, then create and distribute filters for it. But cybercriminals have got so fast at escaping the latest filters that protection often comes too late. Symantec’s new system, called Quorum, continuously predicts whether any new program that attempts to run on your PC is good or bad. It then takes steps to isolate the bad code. "We’re closing a major gap the bad guys have been using to deliver their ill-meaning software," says Rowan Trollope, senior vice president of consumer products. Symantec becomes the fourth major anti-virus firm—and the largest—to add predictive capabilities to traditional reactive anti-virus systems. Since February, McAfee, Panda Security and Trend Micro have introduced similar predictive technologies. Computer infectious most often spread when a PC user clicks on an altered Web link that arrives in an e-mall or social-network message, or appears in search results for questions on Google, Bing and Yahoo Search. What’s more, millions of lawful Web pages—unknowingly altered by hackers—can also infect a PC during a page visit. Cybercriminals use infected PCs to spread junk e-mails, steal data and hijack online banking accounts. Infectious can change hourly, forcing anti-virus Firms to create and deliver thousands of filters each day. "The amount of ill-meaning software produced today has required all of us to change the approach we take in combating it," says Trend Micro senior manager Jon Clay. Trend began offering predictive protection to business customers in May. A consumer version is due next year. "There is a natural evolution taking place," says Mike Gallagher, chief technology officer for McAfee, which rolled out its Artemis system for consumers and businesses in February. Symantec introduces Quorum in its new Norton Internet Security 2010 system for consumers priced at $70 for a one-year subscription; McAfee’s consumer subscription is priced similarly. Panda Security’s free consumer version of its Panda Cloud anti-virus product has been out since April. What company is the last one to add predictive capacities to its anti-virus product
A Nice Cup of Tea The Legendary Origins of Tea A. The story of tea began in ancient China over 5,000 years ago. According to legend, Shen Nung, an early emperor was a skilled ruler, creative scientist and lover of the arts. One summer day while visiting a distant region of his realm, he and the court stopped to rest. The servants began to boil water for the court to drink. Dried leaves from the nearby bush fell into the boiling water, and a brown liquid was infused into the water. As a scientist, the Emperor was interested in the new liquid, drank some, and found it very refreshing. And so, according to legend, tea was created. B. Tea consumption spread throughout the Chinese culture reaching into every aspect of the society. In 800 A.D. Lu Yu wrote the first definitive book on tea, the Ch’a Ching. This amazing man was an orphan and raised by scholarly Buddhist monks in one of China’s finest monasteries. However, as a young man, he rebelled against the discipline of priestly training which had made him a skilled observer. His fame as a performer increased with each year, but he felt his life lacked meaning. Finally, in mid-life, he retired for five years into seclusion. Drawing from his vast memory of observed events and places, he codified (编撰) the various methods of tea cultivation and preparation in ancient China. The vast definitive nature of his work, projected him into near sainthood within his own lifetime. Patronized by the Emperor himself, his work clearly showed the Zen Buddhist philosophy to which he was exposed as a child. It was this form of tea service that Zen Buddhist missionaries would later introduce to imperial Japan. Europe Learns of Tea C. While tea was at this high level of development in both Japan and China, information concerning this then unknown beverage began to filter back to Europe. Earlier caravan leaders had mentioned it, but were unclear as to its service format or appearance. (One reference suggests the leaves be boiled, salted, buttered, and eaten!) The first European to personally encounter tea and write about it was the Portuguese Jesuit Father Jasper de Cruz in 1560. Portugal, with her technologically advanced navy, had been successful in gaining the first right of trade with China. It was as a missionary on that first commercial mission that Father de Cruz had tasted tea four years before. D. The Portuguese developed a trade route by which they shipped their tea to Lisbon, and then Dutch ships transported it to France, Holland, and the Baltic countries. (At that time Holland was politically affiliated with Portugal. When this alliance was altered in 1602, Holland, with her excellent navy, entered into full Pacific trade in her own right.) Great Britain was the last of the three great sea-faring nations to break into the Chinese and East Indian trade routes. This was due in part to the unsteady ascension to the throne of the Stuarts and the Cromwellian Civil War. The first samples of tea reached England between 1652 and 1654. Tea quickly proved popular enough to replace ale as the national drink of England. E. As in Holland, it was the nobility that provided the necessary stamp of approval and so insured its acceptance. King Charles Ⅱ had married, while in exile, the Portuguese Infanta Catherine de Braganza (1662). Charles himself had grown up in the Dutch capital. As a result, both he and his Portuguese bride were confirmed tea drinkers. When the monarchy was re-established, the two rulers brought this foreign tea tradition to England with them. As early as 1600 Elizabeth I had founded the John Company for the purpose of promoting Asian trade. When Catherine de Braganza married Charles she brought as part of her dowry the territories of Tangier and Bombay. Suddenly, the John Company had a base of operations. F. Tea mania swept across England as it had earlier spread throughout France and Holland. Tea importation rose from 40,000 pounds in 1699 to an annual average of 240,000 pounds by 1708. Tea was drunk by all levels of society. G. Prior to the introduction of tea into Britain, the English had two main meals—breakfast and dinner. Breakfast was ale, bread and beef. Dinner was a long, massive meal at the end of the day. It was no wonder that Anna, the Duchess of Bedford (1788-1861) experienced a "sinking feeling" in the late afternoon. Adopting the European tea service format, she invited friends to join her for an additional afternoon meal at five o’clock in her rooms at Belvoir Castle. The menu centered around small cakes, bread and butter sandwiches, assorted sweets, and, of course, tea. This summer practice proved so popular, the Duchess continued it when she returned to London, sending cards to her friends asking them to join her for "tea and a walking the fields." (London at that time still contained large open meadows within the city.) The practice of inviting friends to come for tea in the afternoon was quickly picked up by other social hostesses. A common pattern of service soon merged. The first pot of tea was made in the kitchen and carried to the lady of the house who waited with her invited guests, surrounded by fine porcelain from China. The first pot was warmed by the hostess from a second pot (usually silver) that was kept heated over a small flame. Food and tea was then passed among the guests, the main purpose of the visiting being conversation. Tea Cuisine H. Tea cuisine quickly expanded in range to quickly include wafer thin crustless sandwiches, shrimp or fish paste, toasted breads with jams, and regional British pastries such as scones (Scottish) and crumpets (English). At this time two distinct forms of tea services evolved: "High" and "Low". "Low" Tea (served in the low part of the afternoon) was served in aristocratic homes of the wealthy and featured small delicious food rather than solid meals. The emphasis was on presentation and conversation. "High" Tea or "Meat Tea" was the main or "High" meal of the day. It was the major meal of the middle and lower classes and consisted of mostly full dinner items such as roast beef, mashed potatoes, peas, and of course, tea. I. Tea was the major beverage served in the coffee houses, but they were so named because coffee arrived in England some years before tea. Exclusively for men, they were called "Penny Universities" because for a penny any man could obtain a pot of tea, a copy of the newspaper, and engage in conversation with the sharpest wits of the day. The various houses specialized in selected areas of interest, some serving attorneys, some authors, others the military. They were the forerunner of the English gentlemen’s private club. One such beverage house was owned by Edward Lloyd and was favored by shipowners, merchants and marine insurers. That simple shop was the origin of Lloyd’s, the worldwide insurance firm. Attempts to close the coffee houses were made throughout the eighteenth century because of the free speech they encouraged, but such measures proved so unpopular they were always quickly revoked. J. Experiencing the Dutch "tavern garden teas", the English developed the idea of Tea Gardens. Here ladles and gentlemen took their tea out of doors surrounded by entertainment such as orchestras, hidden arbors, flowered walks, bowling greens, concerts, gambling, or fireworks at night. It was at just such a Tea Garden that Lord Nelson, who defeated Napoleon by sea, met the great love of his life, Emma, later Lady Hamilton. Women were permitted to enter a mixed, public gathering for the first time without social criticism. As the gardens were public, British society mixed here freely for the first time, cutting across lines of class and birth. The practice of arranging an additional afternoon meal, raised by Anna, was soon spread to other social hostesses.
Women are on the verge of outnumbering men in the workforce for the first time, a historic reversal caused by long-term changes in women’s roles and massive job losses for men during this recession.Women held 49.83% of the nation’s 132 million jobs in June and they’re gaining the vast majority of jobs in the few sectors of the economy that are growing, according to the most recent numbers available from the Bureau of Labor Statistics. That’s a record high for a measure that’s been growing steadily for decades and accelerating during the recession. At the current pace, women will become a majority of workers in October or November."Women have struggled long and hard to get to this point," says labor economist Heidi Hartmann, president of the Institute for Women’s Policy Research.The change reflects the growing importance of women as wage earners, but it doesn’t show full equality, Hartmann says. On average, women work fewer hours than men, hold more part-time jobs and earn 77% of what men make, she says. Men also still dominate higher-paying executive ranks.Women have been a growing share of the once heavily male labor force for nearly a century, recording big bumps during epoch-making events such as World War Ⅱ. This time, the boost came from a severe recession that has been brutal on male-dominated professions such as construction and manufacturing.The only parts of the economy still growing—health care, education and government—have traditionally hired mostly women That dominance has increased in part because federal stimulus funding directed money to education, health care and state and local governments.The gender transformation is especially remarkable in local government’s 14.6 million-person workforce. Cities, schools, water authorities and other local legal power have cut 86,000 men from payrolls during the recession—while adding 167,000 women, according to the Bureau of Labor Statistics.Equality in workforce numbers reflects a long-term cultural change, says Maureen Honey, author of Creating Rosie the Riveter, a book about the government’s campaign to persuade women to work outside the home during World War Ⅱ. "The image that the man has to be the breadwinner has changed," Honey says. The federal stimulus funding is intended to（）
Develop Healthy Eating Habits in Your Children A. What do you think your children are served at school The children were served chips and other "junk foods" (powder and water for soup!) on a daily basis. They shunned any vegetables placed on their plates despite genuine efforts made by the cooks at the canteens to make them food from fresh vegetables. Wastage of food is an enormous issue in these canteens. This article will be focused mostly on vegetables because these are the main foods which are a problem for children. B. Educate your children about the different types of vegetables. Try the following experiment. Take some junk foods like chips, burgers, nuggets, etc. and add a few vegetables like beet, spinach, watercress, celery, or choose any other vegetables from this list of culinary vegetables and ask your kid the names of each food item. I’ll bet you that your child will know all the junk foods and will fail to know the names of about 30% of the vegetables you’ll place in front of him/her. So the first thing I’ll recommend is to familiarize your kids with the different vegetables there are, their tastes, their textures, their colors, their flavors in food. Let them actually experience the joy of fresh vegetables and hopefully this will help them get rid of the bad image vegetables ingrained in children’s minds. C. Stop rewarding your kids. Most parents try to bribe their children into eating vegetables by coaxing them with rewards. This kind of behavior will instill the idea that vegetables are something that they are forced to eat for a reward. If there are no rewards, your children won’t bother eating the vegetables. If you are doing this, you must STOP it now because you will only be fooling yourself and your kids for a "short period". If you want your kids to gain healthy eating habits for the rest of his/her life, you must start by explaining to them why eating vegetables are good for them. They won’t be able to understand this at first but be inflexible (not forceful). Explain each time that kids must eat vegetables to stay healthy and smart. D. Stop punishing your kids. Like the rewarding kids, there are some parents who go to extreme measures in order to make their children finish their meals. These experiences will make the children create an aversion for vegetables. Don’t shove the vegetables down his/her throat but rather be patient and take the time to explain to your children that vegetables will do their health good. E. Actually cook them food. Most parents actually buy foods for their kids or just microwave something they put together like the "powder and water to make soup" food. Most of the instantaneous foods which take just a few minutes to cook are actually junk foods. Let your kids taste a real carrot soup with real carrots in it instead of just powder and water. If you are like me and don’t have enough time on your hands, just wake up one hour earlier to cook food and get your spouse to help you if you are married. You may also want to cook in large quantifies and freeze the food. Next time you want to serve the foods, just heat them. If you do not know how to cook, it’s never late to learn. F. Limit the pocket money. Kids today have too much money and not enough control. Teaching kids how to manage money is one of the biggest challenges facing any parent. If you can teach your child the difference between needs and wants, how to budget and how to save, your child will know more than many adults. Limit their pocket money so that they don’t buy candy or a chocolate bar every time they are hungry. Prepare them a healthy lunch meal instead of giving them money to buy food to eat. G. Give your kids healthy snacks. Instead of giving him two chocolates, two candies, or one chocolate and biscuit, why not treat him to a chocolate and an apple or a yogurt and some biscuit. Kids must eat sweets but also healthy foods. So create a combination of sweets and healthy foods and each time he wants a chocolate, give him an apple dipped in some chocolate or a chocolate cake with oranges in it. He will like it and also eat healthily at the same time. H. Hide the vegetables in the dishes. Despite your various attempts and you find your kid still not enjoying the vegetable you have cooked for him, then it is time for you to resort to some guerrilla tactics. You must try to hide the vegetables in the dishes you prepare for him. You can puree vegetables for pasta sauces or you put the vegetables on a pizza. You can also make shakes and smoothies from fresh vegetables. There are many sneaky ways to prepare dishes with vegetables which are not so apparent. If you are discovered by your kids, you may be accused of "cheating" but at least you are sacrificing yourself for the goods of your children. I. Encourage family meals. Children get some motivation and actually love the family atmosphere where everybody sits around the table for a meal. Even if you are busy all day, at least take some time to enjoy a meal with your children. Learn to know what they are not eating. Encourage them to eat by telling them how such a vegetable will benefit their health. J. Make them watch educational cartoons on food and nutrition. Children are easily influenced by what they watch on TV. A cartoon from Ireland known as Food Dudes is already getting children hooked on vegetables. The Food Dudes are 4 preteens called Razz, Rocco, Charlie and Tom who fight against the evil Junk Punks (General Junk and his sidekicks) who are depriving the world of fruits and veggies! The teens get their superpowers by consuming healthful foods like raspberries (Razz), broccoli (Rocco), carrots (Charlie) and tomatoes (Tom). K. And last but not least, be a model to your kids. Avoid bad eating habits in front of your children as children are very intelligent persons and they can learn very quickly to emulate your eating habits. Also if you’re practicing healthy eating habits, it’s a lot easier to convince children to do the same. Kids are very smart nowadays. You will lose many battles at first but you will win the war eventually if you stick to the above guidelines. Use your imagination. When children are still unwilling to eat vegetable, parents can use some guerilla strategies like hide the vegetables in the dishes for their children.
微信支付 
支付宝支付