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简答题抵押担保贷款的基本档案资料包括哪些？

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道德风险：指在进行某种签约后，代理方在委托方无法监督或者监督成本超过监督收益的情况下进行活动，而这种活动会给委托方带来损失的问题。根据上述定义，以下哪种行为不属于道德风险？（）

A. 身患绝症的人隐瞒病情购买了巨额人寿保险
B. 买了汽车偷盗保险的人不愿安装汽车防盗装置
C. 买了财产保险的人不愿花钱加固门锁
D. 购买了医疗保险的人比以前更加频繁地到医院就诊

简答题贷款资料如何进行管理？

SOX is an alternative（）for XML. It is useful for reading and creating XML content in a（）editor. It is then easily transformed into proper XML. SOX was created because developers can spend a great deal of time with raw XML. For many of us, the popular XML（）have not reached a point where their tree views, tables and forms can completely substitute for the underlying（）language. This is not surprising when one considers that developers still use a text view, albeit enhanced, for editing other languages such as Java. SOX uses（）to represent the structure of an XML document,which eliminates the need for closing tags and a number of quoting devices. The result is surprisingly clear. the popular XML（）have not reached a point where their tree views.

A. texts
B. editors
C. creators
D. tags

简答题保证担保贷款的基本档案资料包括哪些？