题目内容
Saving Money
Where you save your money often depends on what you are saving for. If you are saving to buy a CD (光盘) or to go to a concert, then probably you would keep your money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip, where would you save your money？
One place to save money is the bank. Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank (猪形储蓄罐), one year later you'll still have the same amount of money you put in. If you put your money in a savings account, one year later, you'll have more money than you put in. Why？
When you keep your money in a bank, your money earns interest. Interest is an amount of money a bank pays you to use your money. The bank uses your money (and the money of other people, too) to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account. It also tells you how much interest you have earned. If you leave your money in the bank, you can watch it growl
Another way you can save money is to buy a certificate of deposit or CD. If you have some money that you don't need to use for a long time, this is a good way to make your money grow.
You can buy a CD at a bank. You agree not to use the money for a certain period of time. That period might be from six months to five years. You can't touch your money during that time. If you do, you must pay a penalty, or fee.
Your money will earn more money if you put it
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Migrant (移民的) Workers
In the past twenty years, there has been an increasing tendency for workers to move from one country to another. While some countries have restricted (限制) most(51) to local people, others have attracted and welcomed migrant workers. This is particularly the case in the Middle East,(52) increased oil incomes have enabled many countries to call in outsiders to improve local facilities (设施). Thus the Middle East has attracted oil-workers(53) the U.S.A. and Europe. It has also brought in workers from many other countries,(54) South Korea and Japan.
In view of the difficult living and working(55) in the Middle East, it is not surprising that the pay is high to attract suitable workers. Many engineers and technicians can(56) at least twice as much money in the Middle East as they can in their own country, and this is a major(57).
Sometimes a disadvantage has a compensating (补尝的) advantage. For example, the(58) living conditions often lead to increased friendshipwhen workers have to(59) on each other for safety and comfort. In a similar way, many migrant workers can save large sums of money partly because of the(69) of entertainment (娱乐) facilities. The work is often complex and full of problems but this merely presents greater challenge to engineers who prefer to find solutions to problems rather than do(61) work in their home country.
One major problem which(62) migrant workers in the Middle East is that their jobs are temporary ones. They are nearly always on(63), so it is not easy for them to plan ahead with great confidence. This is to be(64) since no country welcomes a large number of foreign workers as permanent residents. In any(65), migrant Workers accept this disadvantage, along with others, because of the considerable financial benefits which they receive.
Look after Your Voice
Often speakers at a meeting experience dry mouths and ask for a glass of water. You can solve the problem by activating the saliva in you mouth. First gently bite the edges of your tongue with your teeth. Or, press your entire tongue to the bottom of your mouth and hold it there until the saliva flow. Or you can imagine that your are slicing a big juicy lemon and sucking the juice.
Before you begin your talk, be kind to your voice. Avoid milk or creamy drinks which coat your throat. Keep your throat wet by drinking a little sweetened warm tea or diluted fruit juice.
If you sense that. your are losing your voice, stop talking completely, Save your voice for your speech, You may feel foolish using paper to write notes, but the best thing you can do is to rest your voice1. If you need to see a doctor, perhaps you can get some advice from a professional singer. In the meantime, do not even talk in a low voice.
What about drinking alcohol to wet your throat？ I advice you not to touch alcohol before speaking. The problem with alcohol is that one drink gives you a little confidence. The second drink gives you even more confidence. Finally you will feel all-powerful and you will feel you can do everything, but in fact your brain and your mouth do not work together properly. Save the alcohol until after you finish speaking.
Perhaps you want to accept the advice, but you may wonder if you can ever change the habits of a lifetime. Of course you can. Goethe2, who lived before indoor skating rinks or swimming pools, said, "We learn to skate in the summer and swim in the winter." Take this message to heart3 and give yourself time to develop your new habits, if you are willing to change, you will soon be able to say that you will never forget these techniques because they became a part of your body.
To solve the problem of dry mouths, one is advised to take cool milk.
盘盈的固定资产，按其市价或同类、类似固定资产的市场价格确定其成本。 ()
使用内插法时，如果用10%测试所得的终值大于目标终值，则所求折现率必然小于 10%，使用内插法时；如果用10%测试所得的现值大于目标现值，则所求折现率必然大于10%。()
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