题目内容

One of the least appreciated but most remarkable developments of the past 60 years is the extraordinary growth of American agriculture. Farming now accounts for about one tenth of the gross domestic product yet employs less than 1 percent of all workers. It has accomplished this feat through exceptionally high growth in productivity, which has kept prices of food low and therebycontributed to rising standards of living. Furthermore, the exportable surplus has kept the trade deficit from reaching unsupportable levels. Agriculture not only has one of the highest rates of productivity growth of all industries, but this growth appears to have accelerated during the past two decades. Over the period 1948 to 2004, total farm production went up by 166 percent. The land used for farming dropped by one quarter over the 56-year period, and investment in heavy farm equipment and other capital expenditures decreased by 12 percent. Several developments drove these changes, beginning with the replacement of the remaining horses by tractors immediately after World War II and with the expanding use of fertilizers and pesticides. Later came the adoption of hybrid seeds, genetic engineering of plants and improved livestock breeding.A key element was the U.S. Department of Agriculture"s (USDA) extension service. Operating through land-grant universities and other organizations, it educated farmers on biotechnology, pest management and conservation. For many years, critics have claimed that modern agriculture is not sustainable, one of the major assertions being that it encourages erosion, which will eventually wash away most of the topsoil Lost topsoil, the argument goes, is virtually irreplaceable because it takes up to 300 years for one inch of soil to form. But a detailed study of two large areas, the Southern Piedmont and the Northern Mississippi Valley Loess Hills, showed that based on 1982 data, soil loss has dropped sharply from the very high rates of the 1930s. The study attributed the decrease in soil erosion to the USDA, which urged farmers after World War Ⅱ to adopt conservation practices such as strip cropping, whereby alternating rows are planted, and leaving plant residues in the fields year-round to inhibit water runoff. Despite being a robust contributor to the U.S. economy, modem agriculture is not without a dark side. Runoff of fertilizers, antibiotics and hormones degrade the environment and can upset the local ecology. If not grown properly, genetically modified crops could spread their DNA to conventional species. Modern agriculture is criticized as unsustainable because _____.

A. it promotes the erosion of topsoil
B. it cannot provide a long-term planning
C. 300 years is not long enough for the development
D. the lost topsoil is irreplaceable

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______,我国保险业加入世贸组织的过渡期已结束,标志着我国保险业进入全面对外开放的新时期。至此,外资财产保险公司可以经营除法定保险业务以外的全部非寿险业务,寿险经营领域也进一步对外开放。

A. 2003年1月1日
B. 2003年5月1日
C. 2004年10月1日
D. 2004年12月11日

按照保险合同订立的一般原则,关于保险合同的有效条件下列说法不正确的一项是______。

A. 合同主体不一定具有主体资格。在保险合同中,保险人、投保人、被保险人和受益人不一定具备法律所规定的主体资格
B. 主体合意。所谓主体合意主要是指签订保险合同的当事人双方要合意,而且合意是当事人双方必须具有主体资格基础上的合意,是建立在最大诚信基础上的合意。任何一方对他方的限制和强迫命令,都可使合同无效
C. 客体合法。所谓客体合法是指投保人对于投保的标的所具有的保险利益必须符合法律规定,符合社会公共利益要求,能够在法律上有所主张,为法律所保护,否则,保险合同无效
D. 合同内容合法。所谓内容合法是指保险合同的内容不得与法律和行政法规的强制性或禁止性规定相抵触,也不能滥用法律的授权性或任意性规定达到规避法律规范的目的

下列关于保险单的说法不正确的一项是______。

A. 保险单的内容要完整具体,文义要清楚准确,一般应详细列明保险人与投保人的权利、义务及各种证明双方权利义务的重要事项
B. 根据各类保险业务的特点,保险单的设计风格各有特色,但是作为保险合同的正式书面凭证,保险单都应包含四大重要事项:声明事项、保险事项、除外事项和条件事项
C. 保险单在特定的条件下,有类似有价证券的作用,常被称为“保险证券”
D. 保单出质后,投保人还可以再转让或解除。另外,以死亡为给付保险金条件的保险合同,投保人可将保单进行质押

按照______分类,保险合同可分为原保险合同与再保险合同。

A. 合同的性质
B. 承担风险责任的方式
C. 保险标的
D. 保险合同当事人

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