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The primary benefit of a negotiable instrument is that it can be used asa substitute for money. ( )

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Negotiable instruments serve as a substitute for money, act as credit devices, and act as record-keeping devices. ( )

A promissory note is an unconditional written order by one party that orders a second party to pay money to a third party. ( )

For the drawee to be liable on a draft, the drawee must accept the drawer's written order to pay it. ( )

A draft can be either a time draft or a sight draft. ( )