社会工作者小王发现养老院内的一些老人情绪低落，觉得人老了没有用没有用，什么都做不了，只能挨日子。为了改善这种现状，小王从尊重每位老人做起，通过入户探访、开办主题兴趣小组等方式，协助老人们体察到自己的内在价值与能力。小王的上述做法依据的理论是（)。
A. 精神分析理论
B. 认知行为理论
C. 人本主义理论
D. 增强权能理论
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小组的过程评估旨在评估组员变化和小组发展过程，评估内容需要根据小组的目标和进程来决定，在一个运用发展模式开展的小组中，过程评估的重点应该是（)。
A. 目标行为的频率
B. 引发行为的原因
C. 组员的参与度
D. 组员自我意识的提升
Question 15 All other things being equal, which of the following bonds has the greatest duration？
A. 5-year, 8% coupon bond.
B. 15-year, 12% coupon bond.
C. 5-year, 12% coupon bond.
D. 15-year, 8% coupon bond.
Question 14 A 1-year, 7%, semiannual coupon bond has a price of $985. If the 6-month T-bill rate is 5%, the one-year annualized theoretical spot rate is closest to:
A. 6.5%.
B. 7.4%.
C. 8.6%.
D. 8.0%.
Question 13 Which of the following statements about embedded call options is most accurate？
A. The call price acts as a floor on the value of a callable bond.
B. The value of a callable bond is equal to the value of the straight bond component plus the value of the embedded call option.
C. When yields rise, the value of a callable bond may not fall as much as a similar, straight bond.
D. The value of a callable bond will always be equal to or greater than an otherwise identical non-callable bond.
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