题目内容
Section ADirections:This section is to test your ability to give proper answers tot questions. There are 5 recorded questions in it. After each question, there is a pause. The questions will be spoken two times. When you hear a question you should decide on the correct answer from the 4 choices marked A), B), C) and D)given in your test paper. Then you should mark the corresponding letter on the Answer Sheet with a single line through the center.
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我们已收到以上跟单汇款，很抱歉，由于以下不符之处，我行不能付款。 收到的质量、数量保证书是由受益人发的签发的，而信用证要求由制造商或公安检查机关签发关于商品质量、数量或我不是的证明。 并要求通行受益人。
Passage Three Banks with large international credits limit their concentrations of loans in any one country according to the perceived "country risk". Country risk generally refers to economic and political conditions existing in a country. In any case, a loan to the foreign nation’s government or its agencies is generally safer than a loan to a private-sector borrower. Even loans to governments may be unsafe, however, because of what is called "sovereign risk". When foreign governments experience economic or political pressures, there is a risk that they will divert resources to the correction of their domestic problems at the expense of servicing their debts to external lenders. In the 1980s, several less-developed nations requested the rescheduling of bank loans at considerable sacrifice in interest income to the banks involved. At the extreme, governments might simply repudiate their debts; that is, they might no longer recognize their obligations to external creditors. Debt crises broke out in the 1980s.
Written policies and procedures governing municipal securities activities should be maintained by state member banks engaged in these activities.
Common stock is paid in capital, which is regarded as the permanent capital of the business because it is not subject to withdrawal by the shareholders.
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