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Wouldn’t it be great if you could just look up at the sky and read the weather forecast right away Well, you can. The forecast is written in clouds. If you can read that writing, you can tell something about the atmosphere. With some practice, you can become a pretty good weather forecaster. Who knows, you might even do as well as meteorologists. Meteorologists use much more information than just the appearance of the clouds to make their forecast. They collect data from all over the world. Then they put it into powerful, high- speed computers. This does give the meteorologists an advantage, because they can track weather patterns as they move from west to east across the country. But you have an advantage, too. You can look at the sky and get your data directly. A meteorologist uses a computer forecast that’s several hours old to make a local forecast. What are you seeing when you look at a cloud "A picture of moisture is doing in the atmosphere," says meteorologist Peter Leavitt. There’s moisture throughout the atmosphere. Most of the time you don’t see it, because it’s in the form of an invisible gas called water vapor. Sometimes, the temperature of the air gets cold enough to cause the water vapor to change to liquid water. It’s called condensation, and we see it happen all the time (for example, when humid air from the shower hits the cold glasses of a mirror). When enough water vapor condenses, droplets come in the air. These droplets scatter light. A cloud is seen. Watching clouds over a day or two tells you a lot more than a single cloud about the weather to come. Changes in clouds show changes in the atmosphere. You should begin to notice patterns. Certain clouds, following each other in order, can signal an approaching storm. But don’t take our word for it; see for yourself. Meteorologists can make their weather forecast ___________.
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设立保险公司，应当有符合《保险法》和《公司法》规定的章程、具备任职专业知识和业务工作经验的高级管理人员、符合要求的营业场所和与业务有关的其他设施等。( )
Driver’s License Test Tips This article will provide you with some simple tips for passing your driver’s license test. Adequate preparation is absolutely essential, without which any number of driver’s license test tips will be redundant. Getting a driver’s license is a big step in anyone’s life. It gives an individual the luxury to drive a car anytime he or she pleases, as driving without passing a driver’s license test is against the law. For some people, the stress can be too much to handle and as a result they may mess up on the driver’s license test. There are some simple driver’s license test tips that anyone can follow, to be assured of passing the test and getting their driver’s license. The most important of all the tips for passing your driver’s license test is to be prepared. This can only be achieved by you through hours and hours of sincere and diligent practice. If you are not sufficiently prepared for your driver’s license test, all the driver’s license tips for passing your driver’s license test will be utterly pointless and redundant. You can read as many drivers’ license test tips as you want, but if you are not practicing enough, then all these driving test tips will be in vain. Enrolling yourself in driving schools is advisable for this purpose. Tips for Passing Your Driver’s License Test Now, if you’re wondering how to prepare for your driving test, the first thing you need to know is what the driving test instructors and officials are going to be looking for. The following are the qualities that the instructors will be on the lookout for and also the parameters that the scoring will be conducted on. ● Starting the vehicle: The instructor will be observing you right from the time you start the vehicle. He will note if you turn your head to look back and if you follow all the safety regulations that are required to be followed while starting a vehicle. Here are some tips on learning to drive a car. ● Control of the vehicle: He will pay close attention to how much control you actually have over the vehicle. Your abilities with the gas pedal, the brake, the steering wheel and other controls will be scrutinized. ● Steering: Not many road test tips stress on the importance of steering. This quality is closely analyzed by the instructor and obviously if your steering is wayward (任性的), the chances of passing the driver’s license test are very slim. ● Driving in traffic: Keeping calm and avoiding panic attacks while driving in traffic is of utmost importance. Many people get extremely stressed and nervous, when they are in the midst of traffic and one of the very crucial tips to pass road test for driver’s license is to stay calm and composed when driving in traffic. Also read more on road safety and car safety. ● Traffic signs and lane discipline: This is another area that the instructors will be rating you on. Your ability to observe lane discipline and your recognition of the various traffic signs plays a major role in your passing the test. Keep these driver’s license test tips in mind to pass the test in your very first attempt. ● Stopping: Stopping the car smoothly and at the right place is a critical skill to have. When the instructor asks you to stop the car, the timing, the positioning and the technique of doing so are important driving test tips to bear in mind. ● Backing up and distance judgment: Your backing up skills and your ability to judge the distances between your vehicle and other entities will also be carefully scrutinized. If you cannot back up your vehicle satisfactorily, parking would be very troublesome for you and a major source of hazard to you and to others around you. ● Hill parking: One of the essential tips for passing your driver’s license test is to master the art of hill parking. This is not as easy as it seems and can become a major source of anxiety in a driver. If you can display good skills at hill parking, it proves that you have developed good control over the vehicle. ● Arm signals and driving etiquette: Another aspect that you will be judged on is your efficiency at giving the right arm signals at the right time. Your respect for other drivers on the road and the amount of courtesy you show them also plays a part in your final rating on the driver’s license test. Read more about defensive driving techniques and tips and defensive driving courses. Drivers who are well aware and informed about all the rules and regulations that need to be followed have a better chance of clearing their driver’s license test. The primary goal of these driver’s license test tips is to instill (慢慢灌输) a responsible and mature frame of mind in every individual. These road test tips will be pointless unless you develop a calm demeanor and unless you are aware of all the rules that must be followed while driving. More Tips Here are a few more basic drivers’ license test tips that you should keep in mind when you’re learning how to prepare for your driving test. ● Always use the restroom before your test begins. Not doing so will cause more anxiety during the test. ● Memorize all the traffic signs and their significance well in advance before the test. ● Use your rear view mirrors efficiently and regularly. ● Ensure that you are well on time for your test and are carrying all the required documents and paperwork. ● Get adequate sleep the previous night and do not give the test with an empty stomach. ● Stick to the permitted speed limit. Do not drive too fast and do not drive too slow either. Passing a driver’s license test is not simple and unless you are well versed in driver education, you could face a lot of difficulties. At the end of the day, remember that the instructors also want you to pass the test, so do your best to stay calm and composed and believe in your ability to pass the test. This cannot be reinstated enough, but the key to passing your driver’s license test is practice. During the preparation process, a few more basic tips should be______.
保险标的发生部分损失的，在保险人赔偿后三十日内，投保人可以解除合同；但保险人无权解除合同。( )
资料一： 某生产化妆品的跨国公司，为使产品打进中国市场，在对中国市场进行深入谓查分析后，决定以白领女性顾客群体作为其目标市场，集中营销。由于化妆品市场竞争激烈，为使自己的产品获得稳定的销路，给消费者留下美好的印象，该公司着力培养自己产品的特色，决定采取差别化的产品策略以区别于其他竞争对手。为此，他们在产品性能、特色方面下工夫，建立良好的售后服务体系，并且在产品的标识、文字和视听媒体方面做文章，取得很好的效果。 几年后，该公司在中国市场上取得良好的业绩，；销售增长率、相对市场占有率均较高。公司不断加大投入，以维持公司的市场地位。各大媒体对该公司也给予了密切关注。当有记者问起该公司的成功秘诀时，公司销售总监认为两点很重要，首先观念上，公司注重生产经营那些“顾客需要的，企业擅长的；符合企业整体利益的产品”，企业要有社会责任；其次调整了企业销售策略，从原来商家到企业订货的销售方式，改变为投巨资直接建立化妆品专卖店，在过去几年内在全国建立了300多家专卖店。 资料二： 甲公司是一家多元化经营的国有大型企业集团公司，为了进一步加强和改进内部控制，特聘请一家会计师事务所对集团公司及其所属的A、B、C、D四个全资子公司的内部控制制度进行审核与评价。在审核与评价过程中，发现以下问题： (1)甲公司对所属于公司进行年度业绩考评的依据过于单一，仅仅要求各子公司向集团公司报送按照国家统一的会计制度编制的财务会计报告，并根据报告中所体现的会计利润确定各子公司管理层的浮动薪酬。 (2)甲公司委托某咨询服务公司设计了一套内部控制制度，并以(内部控制手册)的形式印发公司本部和各于公司执行。但多数子公司反映这套内部控制制度没有很好地结合子公司的实际，且语言表述晦涩难懂，影响了内部控制制度的执行效力。 (3)A公司为了加快回笼销售货款；允许公司销售部门及其销售业务人员直接收取货款。 (4)B公司采购与付款业务控制中存在以下情况：①公司规定卑笔采购金额在10万元以下的，由生产部经理批准，单笔采购金额超过10万元的，由总经理批准，由于总经理经常出差而生产车间又急需采购材料，生产部经理未经请示多次批准了单笔金额超过10万元的采购业务；②燃料采购由采购部业务员冯某负责，由于冯某对燃料市场比较熟悉且与供货商建立了良好关系，因此采购价格和供应商授权冯某自行决定；③采购完成后，由采购部门指定本部门业务人员进行验收，并出具验收凭证交仓储部保管；④为减轻工作量，采购退货集中在每个季度末办理。 (5)C公司成本费用控制制度中存在以下情况：①成本费用内部控制制度的制定与实施由总会计师全权负责；②成本费用预算控制的实施范围仅针对产品成本和各项生产费用；③各车间的预算内和预算外生产费用均由车间主任审批后开支。 (6)D公司因仓库失火而遭受重大损失。经查，D公司的产成品仓库因温控和通风设备毁损失灵而引发火灾，造成2260万元的巨大损失。该仓库的保险合同已于2005年6月30日到期，因相关人员疏忽，未能及时与保险公司续约，保险公司以出险时间不在保险期内为由拒绝赔付。 该会计师事务所在内部控制审核和评价工作结束后，向甲公司管理层通报了有关情况。针对公司本部及所属全资子公司在内部控制方面存在的问题，甲公司召开由集团公司领导、各部门负责人和各子公司负责人参加的专门会议进行研究。在讨论过程中，有关人员发言要点如下： ——甲公司董事长周某：其他方面的问题我都同意，但对考核指标问题我想保留看法。利润指标集中反映了内部控制的结果，结果控制好了，就管住了一切。以利润指标来考核子公司业绩，看似简单了些，实际上十分有利于衡量和操作，要继续坚持下去。 ——甲公司总经理吴某：大量事实表明，忽视内部控制制度建设，将给企业可持续发展埋下“定时炸弹”。集团公司和各于公司都要进一步抓好内部控制制度建设，不要怕程序复杂，也不要怕审批繁琐，只要能搞好内部控制，花多大代价都值得。 ——甲公司总会计师郑某：D公司仓库失火的教训很深刻。为了避免因职责交叉而出现疏忽，建议在该公司财务部设专人负责签订和保管保险合同、支付保险费用和办理保险索赔等事宜，其他子公司可比照办理。 ——A公司董事长钱某：制度很重要，但充分调动人的积极性、主动性、创造性同样重要。集团公司对子公司的管理应本着“用人不疑、疑人不用”的原则，尽量减少条条框框的控制制度，以体现对于公司管理层的信任。 要求：根据上述资料，回答下列问题： (1)结合资料一，试分析该公司；采用了什么市场进入模式进军中国市场 (2)结合资料一，根据波士顿矩阵法，分析该公司的产品。 (3)结合资料二，从内部控制的角度，分析、判断并指出甲公司、A公司、B公司、C公司、D公司内部控制中存在哪些薄弱环节。 (4)结合资料二，从内部控制的角度，分析、判断甲公司董事长周某、总经理吴某、总会计师郑某、A公司董事长钱某在会议发育中的观点有哪些不当之处简要说明理由。
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