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Millions of Americans are entering their 60s and are more concerned than ever about retirement. They know they need to save, but how much And what exactly are they saving for to spend more time ___36___ the grandkids, go traveling, or start another career It turns out that husbands and wives max have ___37___ different ideas about the subject. The deepest divide is in the way spouses envisage their lifestyle in their later years. Fidelity Investments Inc. found 41 percent of the 500 couples it surveyed ___38___ on whether both or at least one spouse will work in retirement. Wives are generally right regarding their husbands’ retirement age, but men ___39___ the age their wives will be when they stop working. And husbands are slightly more ___40___ about their standard of living than wives are. Busy juggling（穷于应对）careers and families, most couples don’t take time to sit down , ___ 41___ together, and think about what they would like to do 5, 10 or 20 years from now. They ___42___ they are on the same page, but the ___43___ is they have avoided even talking about it. If you are self-employed or in a job that doesn’t have a standard retirement age, you may be more apt to delay thinking about these issues. It is often a ___44___ retirement date that provides the catalyst（催化剂）to start planning. Getting laid off or accepting an early-retirement ___45___ can force your hand. But don’t wait until you get a severance（遣散费）check to begin planning. A) assume B) confidential C) disagree D) formula E) forthcoming H) observe I) optimistic J) package F) illustrating G) mysteriously K) radically L) reality M) separately N ) spoiling O) underestimate 38（）
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(46) Technology has made it easy to cross national frontiers physically, but there has been no invention of new mental habits to enable people to cope with foreigners in a new way. For that to happen, the habits of tourists will have to alter. The hidden god of travel is still Karl Baedeker, even though he died in 1859. His guidebooks have a permanent pattern, making travel essentially a matter of sightseeing, looking at places rather than at people. (47) His achievement was to find sights that could be guaranteed to be there all the time, to be clearly identifiable, dated and classified according to the amount of admiration they deserved. He made visits to old monuments and to art museums--the staple diet of the traveler, drawing attention away from the living inhabitants. To this day, tourism is a course in history, architecture, aesthetics, and the appreciation of hotels and food. (48) The cult of "sights" has grown so much that most foreign (organized) travel involves virtually no contact with the natives, beyond those who specialize in catering for tourists. The business traveler tends to meet mainly people in his own profession. How different from the itinerary of a modern package holiday is this program, drawn up by an Englishman, Sir Francis Head, in 1852, before the guide books told tourists what to do. In Paris, he visited the municipal pawnshop, the asylum for blind youths, where Braille, still unknown in England, was being used, a prison, an orphanage for abandoned children, the Salpetriere old people’s home, the morgue, the national printing works, the military academy, the national assembly, the public laundry, and finally he attended/he lectures at the Conservatory for Arts and Crafts. The rise of bureaucratic officialdom soon stopped that kind of curiosity; but perhaps today a new openness will allow it to express itself again. In former times, the attraction of foreign travel was often that people did abroad what they dared not do at home, which is shy foreign countries won reputations for sexual debauchery. (The French considered England as debauched as the English visitors to the Folies Bergeres imagined the French to be. ) (49) But now that a visit to France is no longer a dangerous adventure, and that an international uniformity exists in so many of the goods and facilities the tourist encounters, where is the excitement, and where are the new discoveriesIt is to be found in the people. (50) The foreignness in foreign travel today must come mainly from meeting individuals whom one would not normally meet at home. (47) His achievement was to find sights that could be guaranteed to be there all the time, to be clearly identifiable, dated and classified according to the amount of admiration they deserved.
Millions of Americans are entering their 60s and are more concerned than ever about retirement. They know they need to save, but how much And what exactly are they saving for to spend more time ___36___ the grandkids, go traveling, or start another career It turns out that husbands and wives max have ___37___ different ideas about the subject. The deepest divide is in the way spouses envisage their lifestyle in their later years. Fidelity Investments Inc. found 41 percent of the 500 couples it surveyed ___38___ on whether both or at least one spouse will work in retirement. Wives are generally right regarding their husbands’ retirement age, but men ___39___ the age their wives will be when they stop working. And husbands are slightly more ___40___ about their standard of living than wives are. Busy juggling（穷于应对）careers and families, most couples don’t take time to sit down , ___ 41___ together, and think about what they would like to do 5, 10 or 20 years from now. They ___42___ they are on the same page, but the ___43___ is they have avoided even talking about it. If you are self-employed or in a job that doesn’t have a standard retirement age, you may be more apt to delay thinking about these issues. It is often a ___44___ retirement date that provides the catalyst（催化剂）to start planning. Getting laid off or accepting an early-retirement ___45___ can force your hand. But don’t wait until you get a severance（遣散费）check to begin planning. A) assume B) confidential C) disagree D) formula E) forthcoming H) observe I) optimistic J) package F) illustrating G) mysteriously K) radically L) reality M) separately N ) spoiling O) underestimate 37（）
Directions: For this part, you are allowed 30 minutes to write an essay explaining why it is unwise to put all your eggs in one basket. You can give examples to illustrate your point. You should write at least 150 words but no more than 200 words.
(46) Technology has made it easy to cross national frontiers physically, but there has been no invention of new mental habits to enable people to cope with foreigners in a new way. For that to happen, the habits of tourists will have to alter. The hidden god of travel is still Karl Baedeker, even though he died in 1859. His guidebooks have a permanent pattern, making travel essentially a matter of sightseeing, looking at places rather than at people. (47) His achievement was to find sights that could be guaranteed to be there all the time, to be clearly identifiable, dated and classified according to the amount of admiration they deserved. He made visits to old monuments and to art museums--the staple diet of the traveler, drawing attention away from the living inhabitants. To this day, tourism is a course in history, architecture, aesthetics, and the appreciation of hotels and food. (48) The cult of "sights" has grown so much that most foreign (organized) travel involves virtually no contact with the natives, beyond those who specialize in catering for tourists. The business traveler tends to meet mainly people in his own profession. How different from the itinerary of a modern package holiday is this program, drawn up by an Englishman, Sir Francis Head, in 1852, before the guide books told tourists what to do. In Paris, he visited the municipal pawnshop, the asylum for blind youths, where Braille, still unknown in England, was being used, a prison, an orphanage for abandoned children, the Salpetriere old people’s home, the morgue, the national printing works, the military academy, the national assembly, the public laundry, and finally he attended/he lectures at the Conservatory for Arts and Crafts. The rise of bureaucratic officialdom soon stopped that kind of curiosity; but perhaps today a new openness will allow it to express itself again. In former times, the attraction of foreign travel was often that people did abroad what they dared not do at home, which is shy foreign countries won reputations for sexual debauchery. (The French considered England as debauched as the English visitors to the Folies Bergeres imagined the French to be. ) (49) But now that a visit to France is no longer a dangerous adventure, and that an international uniformity exists in so many of the goods and facilities the tourist encounters, where is the excitement, and where are the new discoveriesIt is to be found in the people. (50) The foreignness in foreign travel today must come mainly from meeting individuals whom one would not normally meet at home. (50) The foreignness in foreign travel today must come mainly from meeting individuals whom one would not normally meet at home.
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