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统计显示,目前全国农民工有近两亿,其中早期来到城市打工的一批人已近老年,他们的养老问题,成了很多农民工的“烦心事”。 目前多数企业主在使用农民工时都不愿意签订劳动合同,更别说为农民工买养老保险了。 按照现行社会养老保险政策,参加社会养老保险连续缴费15年以上才能享受。但由于农民工流动性大,很难保证参保的连续性,这造成农民工难以享受到城市的养老保障。 民工养老意识淡漠和农村传统的“养儿防老”观念是造成农民工普遍不相信社会化养老模式的主要原因。另外,农村关于养老保险知识宣传少,覆盖面窄,也是造成农民工普遍不信任的原因。 20世纪80年代,国家将独生子女政策定为基本国策。30多年过去了,第一代独生子女的父母已迈入老年或者即将迈人老年,养老压力正在一步一步逼近他们的生活。他们被形象地称为中年“夹心层”。 “养儿防老”是中国人的传统养老观念。但如今到了21世纪,这种养老模式已经不再现实。在“只生一个好”的政策鼓励下,孩子从小是父母和祖父母“手心里的宝”。中国的父母特别心疼孩子,从怀孕开始,到吃奶粉,上托儿所,上小学、初中、高中,为了“不输在起跑线上”,给孩子请昂贵的各类家庭教师时,从不“手软”,全都是倾尽全力。对于一般工薪家庭而言,除了按揭住房还款,孩子就是最大的开支,每月家庭基本开销中一半以上花在孩子身上。 中国夫妇把大半生积累的财富都贡献给了孩子。把孩子养到结婚(25岁至30岁者居多)后,夫妻双方也离退休时间不远。同时随着生活水平和医疗水平的提高,我国人口预期寿命大大延长,社会老龄化程度将进一步加剧。如今四五十岁的中年人,膝下都只有一个孩子,靠子女保障自己退休以后的生活,让成年后的子女分担自己的养老压力,可能性已经越来越低。1.根据材料中的有关内容,谈谈你对中年“夹心层”这一表述的理解。

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张某今年70岁,妻子健在,有三个儿子,现在他想制订一份财产传承规划,先向助理理财规划师小舟咨询,下列问题为咨询的具体内容,请选择适合的答案: 张某选择遗嘱见证人可以()。

A. 由三个儿子指定
B. 由法院指定
C. 由张某本人指定
D. 由张某指定,但要征得三个儿子的同意

阳阳与刘风于2002年结婚,婚后感情一直很好,后来刘风因工作需要经常出差,两人便渐渐有了矛盾。2006年5月,刘风受公司委派出国考察4个月,回国后,与阳阳的关系更是日渐紧张,后阳阳无意中在刘风的包中里发现了其与另一个女孩的亲密照片,两人矛盾明朗化,后2006年12月刘风被公司长期调任美国。阳阳知道两人感情无法挽回,遂于是2007年1月向人民法院提出诉讼,要求解除其与刘风的婚姻关系并分割财产。请根据上述案情,回答题。 关于该案的管辖说法正确的是( )。

A. 刘风住所地法院管辖
B. 阳阳与刘风结婚登记所在地法院管辖
C. 阳阳住所地法院管辖
D. 该案应由中级人民法院管辖

假定w、x、y、z、m均为int型变量,有如下程序段: N=1;x=2;y=3;z=4; m=(W<X)W:K; m=(m<y)m:y; m=(m<z)m:z; 则该程序运行后,m的值是 【6】 。

PART ONE·Look at the statements below and the job description on the opposite page.·Which job (A, B, C, D or E) does each statement 1-8 refer to·For each statement 1-8, mark one letter (A, B, C, D or E) on your Answer Sheet.·You will need to use some of these letters more than once.A Senior Finance AnalystThis permanent role is within the Group Finance team and will be responsible for providing a high level of analysis of group operations and competitor activity and support on technical issues. The main areas of responsibility include analysis of business unit performance and projections, competitor analysis, cash flow forecasting, and review of presentations prepared for Group management. The role also includes group accounting and assistance with the preparation of key consolidated group reports for senior management.B General Counsel and DirectorThe International Monetary Fund, an international organization with a diverse staff from over 140 countries, has an opening for the position of General Counsel and Director of its Legal Department. The General Counsel provides advice 9n all legal matters relating to the Fund’s activities. The Director serves under the overall supervision of the Managing Director and in close collaboration with other members of the Fund’s top management team, and is responsible for providing strong intellectual leadership and strategic vision in planning, managing, and supervising the work and staff of the Department. In addition, the Director manages the distribution and delegation of assignments and the assessing, developing, and mining of the staff of the Department.C Senior Product Accountant for Leading Investment FirmThe D.E. Shaw Group is seeking a senior product accountant to support a sophisticated, and rapidly growing, suite of Wading strategies and assist in managing staff within its Finance and Operations Department. The role requires regular interaction with senior management and proprietary trading staff and involves a wide array of responsibilities primarily cantered on daily (e.g., wade settlement, swap resets, corporate actions) and monthly (e.g., preparation of portfolio balance sheets and income statements, profit-and- loss reconciliation and analysis, security price testing) accounting and operational duties in support of the firm’s investment activities in developed and emerging markets mound the world.D Business Analyst/Operation AnalystCompany’s Finance Organization is seeking an experienced multidisciplinary business professional in its Operations group. The Business Analyst/Operational Analyst will be responsible for analyzing cross-functional processes and issues, supporting process re-engineering initiatives and carrying out operational responsibilities to enable the Finance organization to scale with the growth of the business. The position reports directly to the Sr. Mgr. of R&D Finance Operations.E Senior Internal AuditorsWe are seeking three experienced Senior Internal Auditors who will conduct our audit programs and also will help at various levels in designing, implementing and managing the necessary policies and procedures for these functions. The Internal Audit department is responsible for interacting with the operating units, executive officers and external auditors. Other primary functions will include ensuring that adequate internal controls of policies and procedures are maintained for all Internal Audit aspects and related systems, and ensuring the integrity and timeliness of all reporting to the executive officers and external auditors. The company is searching for an employee who can perform dual duties.

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