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信用社持枪人员年度培训时间不得少于______小时。

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信用社要建立低值易耗品管理卡，每件在______元以上的物品都要进行登记管理，并定期核对，保证账实相符。

农村信用社贷款应遵循、和__的原则。

信用社根据原始单证或业务事项自行填制凭以记账的凭证是基本凭证。基本凭证按其性质分为八类，分别是：现金收入凭证、现金付出凭证、转账借方凭证、转账贷方凭证、特种转账借方凭证、、和__。

We say in America that only two things in life are unavoidable: death and taxes.Most cities and/or states in the US collect a sales tax on almost everything you buy. When you move into a new community, it is a good idea to ask how much the local sales tax is, and what items are and are not taxable. Both taxable items and the amount of tax vary considerably from place to place, from one or two percent in some places up to eight or ten in others. The New York City sales tax, for example, is currently 8%, so if you buy a pair of ＄ 40 shoes you will actually have to pay ＄ 43.20. This makes paying and getting correct change much more difficult.Another thing that makes service exchanges more complicated is tipping. Waiters and waitresses, cab drivers, barkers and all sorts of other people must be tipped in most places. Their employers give them low wages because it is expected that customers will make up the difference. If you don’t, the service person can’t earn a living. Tipping also varies from place, generally in the area of 15% of your bill (before taxes), but again you should ask local residents whom to tip and how much. What often makes service exchanges more complicated in America than in other countries（）and（）