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Questions 11 to 14 are based on the following announcement. At the end of the announcement, you will be given 20 seconds to answer the questions. Now, listen to the announcement. How will the final score in the course be counted
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1998年5月22日，被告人曹某与同案被告人刘某(已判刑)以月息2.1%高息存款的名义，通过他人骗取某省财政国债服务部1000万元的汇票一张，存入中国银行W市分行对公存款组。次日曹某、刘某将一张中国银行W市分行100万元的定期存款变造为金额 1000万元，定期一年的整存整取存单，交给省财政国债服务部。曹某、刘某利用中国银行 W市分行对公存款组负责人李某的渎职，从该行支出资金900万元，余100万元以曹某的名义存入该行作为其职工杨某揽储任务。同年7月，被告人曹某仍以高息存款为手段，通过他人骗取Z市农村信用社500万元汇票一张。曹某伙同孙某(在逃)利用中国银行W市分行营业厅会计高某提供的一套已作废的、印鉴齐全的"中国银行特种转账传票"将 500万元汇票存入中国银行W市分行营业部。曹某、孙某又通过高某取出Z市农村信用社的汇票，在汇票背书栏中，制作资金转账的内容，将500万元汇票转存到曹某个人公司在中国银行W市分行的账户上。后曹某、孙某将一张中国银行50万元的定期存款单变造为金额50万元的定期整存整取存单，交给Z市农村信用社。综上，被告人曹某进行诈骗两起，诈骗金额1500万元。曹某诈骗的资金用于支付存款单位的利差、中间人好处费和归还其个人公司的银行贷款、购买汽车等。案发后，追缴人民币及赃物折款共计1200余万元，造成经济损失300万元。曹某实施犯罪的变造手段在下列几项犯罪中有哪几项是不能排除的( )
A nine-year-old schoolgirl single handedly cooks up a science fair experiment that ends up debunking a widely practiced medical treatment. Emily Rosa’s target was a practice known as therapeutic touch (TF for short), whose advocates manipulate patients’ "energy field to make them feel better and even, say some, to cure them of various ills. Yet Emily’s test shows that these energy fields can’t be detected, even by trained TT practitioners. Obviously mindful of the publicity value of the situation, Journal editor George Lundberg appeared on TV to declare, "Age doesn’t matter, it’s good science that matters, and this is good science." Emily’s mother Linda Rosa, a registered nurse, has been campaigning against TT for nearly a decade. Linda first thought about TT in the late 1980s, when she learned it was on the approved list for continuing nursing education in Colorado. Its 100,000 trained practitioners (48,000 in the U. S. ) don’t even touch their patients. Instead, they waved their hands a few inches from the patient’s body, pushing energy fields around until they’re in "balance". TT advocates say these manipulations can help heal wounds, relieve pain and reduce fever. The claims are taken seriously enough that TT therapists axe frequently hired by leading hospitals, at up to $ 70 an hour, to smooth patients’energy, sometimes during surgery. Yet Rosa could not find any evidence that it works. To provide such proof, TT therapists would have to sit down for independent testing — something they haven’t been eager to do, even though James Randi has offered moral than $1 million to anyone who can demonstrate the existence of a human energy field. (He’s had one taker so far. She failed. ) A skeptic might conclude that TT practitioners are afraid to lay their beliefs on the line. But who could turn down an innocent fourth grader Says Emily: "I think they didn’t take me very seriously because I’m a kid." The experiment was straight forward: 21 TF therapists stuck their hands, palms up, through a screen. Emily held her own hand over one of theirs left or right and the practitioners had to say which hand it was. When the results were recorded, they’d done no better than they would have by simply guessing. If there was an energy field, they couldn’t feel it. Why TI’ practitioners are reluctant to accept independent testing
甲．乙签订了一份借款合同，甲为借款人，乙为出借人，借款数额为500万，借款期限为两年。丙．丁为该借款合同进行保证担保，担保条款约定，如果不能如期还款，丙．丁承担保证责任。戊对甲．乙的借款合同进行了抵押担保，担保物为一批布匹（价值300万），未约定担保范围。 设甲到期不能还款，乙申请法院对戊的布区进行拍卖，拍卖价款为550万元，扣除费用后得款520万元，足以偿还乙的本金．利息和费用。下列表述正确的是：
The horse and carriage are things of the past. But love and marriage are still with us and still closely interrelated. Most American marriages, particularly first marriages (31) young couples are the result of (32) attraction and affection (33) than practical considerations. In the United States, parents do not arrange marriages for their children. Teenagers begin (34) in high school and usually find mates through their own (35) and social contacts. Though young people feel free to choose their friends from (36) groups, most choose a mate of similar background. This is due in part to (37) guidance. Parents cannot select spouses for their children, but they can usually influence choices by (38) disapproval of someone they consider unsuitable. (39) , marriages between members of different groups ( interclass, interfaith, and interracial marriages) are increasing, probably because of the greater (40) of today’s youth and the fact that they are restricted by (41) prejudices than their parents. Many young people leave their home towns to attend college, (42) in the armed forces, (43) pursue a career in a bigger city. (44) away from home and family, they are more (45) to date and marry outside their own social group. In mobile American society, interclass marriages are neither (46) nor shocking. Interfaith marriages are (47) the rise particularly between Protestants and Catholics. (48) interracial marriage is still very uncommon. It can be difficult for interracial couples to find a place to live, maintain friendships, and (49) a family. Marriages between people of different national (50) (but the same race and religion) have been commonplace here since colonial times.
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