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方小姐是国内某高校的教师，最近收到了国外留学学某大学的入学通知书，打算出国攻读博士学位，但是资金不足，她准备向银行申请留学贷款35万元人民币。(根据给定资料回答以下各问题) 若方小姐用其价值50万的房产作为抵押，则银行为她提供的留学贷款的最高限额是( )万元人民币。
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It is not easy to talk about the role of the mass media in this overwhelmingly significant phase in European history. History and news become (35) , and one’s impressions tend to be a mixture of skepticism and (36) . Television is one of the means by which these feelings are created and (37) -and perhaps never before has it served so much to connect different peoples and nations as in the (38) events in Europe. The Europe that is now forming cannot be anything other than its peoples, their cultures and national (39) . With this in mind we can begin to (40) the European television scene. In Europe, as elsewhere multi-media groups have been (41) successful groups which bring together television, radio, newspapers, magazines and publishing houses that work in (42) to one another.Clearly, (43) .This alone demonstrates that the television business is not an easy world to survive in a fact underlined by statistics that show that out of eighty European television networks no less than 50% took a loss in 1989. Moreover, (44) .Creating a "European identity" that respects the different cultures and traditions which go to make up the connecting fabric of the Old continent is no easy task and demands a strategic choice-that of producing programs in Europe for Europe. (45) which are different from our own. 41（）
资料：兰先生的女儿年龄为10岁，预计18岁上大学，假设目前大学每年费用5000元，学费上涨率每年为5%，大学为4年制，教育投资收益率为10%，不考虑通货膨胀率，请根据问题为李女士作理财规划(根据给定资料回答以下各问题)。 假定大学四年学费在大学第一学期一次付清，按照每年5%的学费上涨率，兰先生女儿上大学的学费将约是( )。
方小姐是国内某高校的教师，最近收到了国外留学学某大学的入学通知书，打算出国攻读博士学位，但是资金不足，她准备向银行申请留学贷款35万元人民币。(根据给定资料回答以下各问题) 若方小姐用其价值30万的银行存单作为质押品，则银行为她提供的留学贷款的最高限额是( )万元人民币。
资料：兰先生的女儿年龄为10岁，预计18岁上大学，假设目前大学每年费用5000元，学费上涨率每年为5%，大学为4年制，教育投资收益率为10%，不考虑通货膨胀率，请根据问题为李女士作理财规划(根据给定资料回答以下各问题)。 如果有以下几种付费时间选择，那么综合考虑学费上涨率和教育投资率，兰先生如何选择付费时间以使学费成本最低( )。
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